4223 US HIGHWAY 19, PALMETTO, FL, 34221
Active5 days on marketListed Jul 20, 2026MLS #A4700520
About this home
4223 US HIGHWAY 19
Rarely available commercial parcel on the US 19 corridor in fast-growing North Manatee County. 11,000+/- traffic county. At 0.69± acres with NC-M zoning already in place, this site is entitlement-ready for a neighborhood commercial user or investor; no rezone required for a broad menu of retail, service, and office uses. Zoning & Permitted Uses (Manatee County LDC — NC-M District) The NC-M (Neighborhood Commercial – Medium) district is designed to provide retail uses, personal services, and offices in free-standing parcels or medium shopping centers serving surrounding residential neighborhoods. Use categories accommodated under NC-M include: Retail sales: neighborhood-serving retail and convenience uses Personal services: salon/spa, dry cleaning drop-off, fitness/wellness studio, and similar service businesses Professional & business offices: insurance, legal, accounting, real estate, financial services Medical & dental office: outpatient clinic, therapy, and healthcare service uses Food service: café/restaurant uses serving the surrounding trade area Mixed-use potential:the current LDC contemplates mixed-use, including attached dwellings and multi-family residential, in NC-M within designated Urban Corridors and activity nodes NC-M permits up to 50,000 SF of gross building square footage per project; meaning the buildable envelope here is governed by site design (parking, setbacks, stormwater), not by a restrictive commercial cap.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,199
Sqft
0.69 ac
Lot size
1957
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.3%
$/sqft vs Palmetto actives
$249 vs $208
Days on market
5 vs 55 typical
Where $249/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
214 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 4223 US HIGHWAY 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$365,500
1308 22ND STREET E
4 bd · 3.5 ba · 1,892 sqft · $193/sqft · 169 DOM
Sold · Sep ’25$327,000
2230 10TH AVENUE E
4 bd · 2 ba · 1,874 sqft · $174/sqft · 20 DOM
Sold · Nov ’25$375,000
1019 31ST STREET E
4 bd · 2 ba · 2,592 sqft · $145/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4223 US HIGHWAY 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4223 US HIGHWAY 19 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4223 US HIGHWAY 19 FAQs
What would the monthly payment be for 4223 US HIGHWAY 19?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,805/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4223 US HIGHWAY 19?+
The most recent tax bill on record (2025) was $2,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $548,000, this home is listed about 37% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4223 US HIGHWAY 19?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC · Matt Guthrie. MLS #A4700520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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