912 21ST AVENUE W, PALMETTO, FL, 34221
Active16 days on marketListed Jul 24, 2026MLS #A4700456
Come see it
Upcoming open house
Sun, Aug 9
11:00 AM – 2:00 PM
About this home
912 21ST AVENUE W
WATERFRONT LIVING WITH PRIVATE CANAL ACCESS! Enjoy approximately 15 feet of seawall with direct canal frontage—perfect for launching a kayak, paddle board, canoe, small fishing boat, or jet skis right from your backyard. While the canal is best suited for smaller watercraft, it offers a fantastic opportunity to embrace Florida's waterfront lifestyle without the premium price of larger waterfront estates. Inside, this beautifully remodeled 2-bedroom, 2-bath home is completely move-in ready, featuring stylish modern updates, fresh finishes, and a bright, open living space designed for comfort and everyday enjoyment. Buyer to verify square footage. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property offers the perfect combination of updated living and waterfront recreation. Whether you're searching for a primary residence, seasonal retreat, or investment property, this updated Palmetto home delivers exceptional value with the added bonus of private canal access.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,650
Sqft
0.2 ac
Lot size
2
Garage
1978
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.6%
$/sqft vs Palmetto actives
$302 vs $205
Days on market
16 vs 57 typical
Where $302/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverside Park Portico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Riverside Park Portico — neighborhood snapshot
Population
406
Median age
41
Median income
$96,923
Median home value
$388,200
Avg household
3
Households w/ children
48%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
229 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 912 21ST AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$375,000
2107 6TH STREET W
2 bd · 1 ba · 1,645 sqft · $228/sqft · 27 DOM
Sold · Jan ’26$350,000
1213 5TH STREET W
3 bd · 2.5 ba · 1,664 sqft · $210/sqft · 87 DOM
Sold · Feb ’26$250,000
1406 5TH STREET W
2 bd · 2 ba · 1,675 sqft · $149/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 912 21ST AVENUE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 912 21ST AVENUE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
912 21ST AVENUE W FAQs
What would the monthly payment be for 912 21ST AVENUE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 912 21ST AVENUE W?+
The most recent tax bill on record (2025) was $5,793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 912 21ST AVENUE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $499,000, this home is listed about 26% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 912 21ST AVENUE W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOCALS PROPERTY MANAGEMENT · Michael Fenton. MLS #A4700456.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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