Steeve Cadeau
$219,5002 bd2 ba1,144 sqft$192 /sqft$1,753 /mo all-in ↓

3523 SE 35TH AVENUE, OKEECHOBEE, FL, 34974

Active6 days on marketListed Jul 17, 2026MLS #A4700400

WaterfrontManufactured HomeTREASURE ISLAND UN 4

About this home

3523 SE 35TH AVENUE

Canal Front home with small dock. Be in Lake Okeechobee in 19 mins Clean Move-in Ready Home. Recently remodeled with the following: New Metal Roof New Central AC Unit New Vinyl Plank Flooring Recently painted on interior. Very Large screened-in front porch. Large screened in back porch. Newer concrete seawall. Small dock deck in canal. Canal goes directly into Lake Okeechobee. Sportsman Paradise with restaurant and Marina coming soon. City Water and Sewer.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,144

Sqft

0.19 ac

Lot size

1989

Year built

One

Levels

$192

Per sqft

WaterfrontPets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ParkingDriveway
ExteriorLighting

Community & fees

Taxes (2024)$2,447/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,753 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,292
FHA mortgage insurance (est.)$97
Property tax — 2024 actual bill$204
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,683Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,683
Interest rate6.00%
Loan term

Estimated payment

$1,753/mo

Principal & interest$1,292
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$204
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Okeechobee

Map of 3523 SE 35TH AVENUE

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$225K$338K

Okeechobee median sold, yr/yr

93.2%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $219,500 · 6 days on market since
1989Built · TREASURE ISLAND UN 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3523 SE 35TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3523 SE 35TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3523 SE 35TH AVENUE FAQs

What would the monthly payment be for 3523 SE 35TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,753/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3523 SE 35TH AVENUE?+

The most recent tax bill on record (2024) was $2,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3523 SE 35TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Okeechobee?+

At $219,500, this home is listed about 22% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4700400.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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