11320 65TH TERRACE E, PALMETTO, FL, 34221
Active8 days on marketListed Jul 15, 2026MLS #A4699897
About this home
11320 65TH TERRACE E
Why wait to build when you can enjoy the benefits of a nearly new home today? This beautifully maintained 3-bedroom, 2-bath townhome in Stonegate Preserve at Artisan Lakes offers modern comfort, stylish finishes, and thoughtful upgrades without the wait. Beyond the builder's impressive interior features, the sellers added custom accent enhancements that give this home its own personality and inviting charm. Even the one-car garage has been upgraded with overhead ceiling storage, creating extra space to keep everything neatly organized and out of the way. Life here is all about enjoying more and worrying less. Experience resort-style amenities without the resort-style fees, and enjoy added peace of mind knowing this home includes hurricane shutters for Florida's storm season. Perfectly positioned for convenience, you're just minutes from I-75 and the Sunshine Skyway Bridge, making commuting, weekend escapes, and Gulf Coast adventures effortless. Shopping, restaurants, entertainment, parks, and everyday conveniences are all just around the corner. Whether you're looking for your first home, downsizing, or searching for a seasonal Florida retreat, this move-in-ready townhome offers the perfect blend of style, comfort, convenience, and carefree living. The only thing missing is you!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,708
Sqft
0.04 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,582 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,582/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Palmetto actives
$158 vs $206
Days on market
8 vs 55 typical
Where $158/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
211 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 11320 65TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$236,000
10964 65TH TERRACE E · same community
3 bd · 2.5 ba · 1,708 sqft · $138/sqft · 0 DOM
Sold · Nov ’25$252,000
11256 65TH TERRACE E · same community
3 bd · 2 ba · 1,708 sqft · $148/sqft · 38 DOM
Sold · Aug ’25$254,900
11072 65TH TERRACE E · same community
3 bd · 2.5 ba · 1,666 sqft · $153/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11320 65TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11320 65TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
11320 65TH TERRACE E FAQs
What would the monthly payment be for 11320 65TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,582/mo — principal and interest, the actual property-tax bill, the $179/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11320 65TH TERRACE E?+
The association fee works out to $179 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11320 65TH TERRACE E?+
The most recent tax bill on record (2025) was $6,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11320 65TH TERRACE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $269,500, this home is listed about 32% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11320 65TH TERRACE E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Pamela Spolarich. MLS #A4699897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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