Steeve Cadeau
Pending
$189,9002 bd2 ba1,624 sqft$117 /sqft$1,436 /mo all-in ↓

3415 41ST STREET E, PALMETTO, FL, 34221

Pending16 days on marketListed Jul 8, 2026MLS #A4699445

Priced 48% below the PALMETTO 34221 medianSingle Family ResidenceONAHOM FARMS

About this home

3415 41ST STREET E

Investor Special! Opportunity awaits on this 1.09 acre parcel nestled just off of Ellenton Gillette Road. This property is being offered as-is and is currently uninhabitable, making it an ideal project for investors, builders, contractors, or buyers looking to renovate or rebuild. Situated on a desirable parcel in a growing area of Palmetto, the property offers excellent potential for redevelopment or a complete renovation, subject to local regulations and permitting requirements. Conveniently located near shopping, dining, schools, parks, major roadways, and the Gulf Coast's beautiful beaches, this location provides easy access to Bradenton, Sarasota, St. Petersburg, and Tampa. Bring your vision and creativity to unlock the possibilities this property has to offer. Whether you're searching for your next investment, a fix-and-flip opportunity, or a site for a future dream home, this property presents exceptional potential in an established neighborhood. Cash buyers or renovation financing are likely the best fit. Buyer to verify all property information, dimensions, zoning, and intended use.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,624

Sqft

1.09 ac

Lot size

1987

Year built

One

Levels

$117

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringOther
AppliancesNone
InteriorNinguno
LaundryNone
CoolingNone
HeatingNone

Outside & construction

RoofMetal
ConstructionBlock · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingBoat · Guest · RV Parking
ExteriorNone

Community & fees

Taxes (2025)$890/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,436 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,118
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$74
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,647
Interest rate6.00%
Loan term

Estimated payment

$1,436/mo

Principal & interest$1,118
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$74
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $190K
$182KedgeAI estimate $322,894 · range $296K$349K$363K

vs edgeAI estimate

−41.2%

Days on market

16 vs 55 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Ellenton

Map of 3415 41ST STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

West Ellenton — neighborhood snapshot

Population

11,596

Median age

42

Median income

$64,584

Median home value

$212,982

Avg household

3

Households w/ children

929

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $189,900 · 16 days on market since
1987Built · ONAHOM FARMS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3415 41ST STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3415 41ST STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3415 41ST STREET E FAQs

What would the monthly payment be for 3415 41ST STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,436/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3415 41ST STREET E?+

The most recent tax bill on record (2025) was $890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3415 41ST STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $189,900, this home is listed about 52% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3415 41ST STREET E?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TIM LESTER INTERNAT'L REALTY · Tim Lester. MLS #A4699445.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palmetto homes, in your inbox

Like 3415 41ST STREET E but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 11:17 PM UTC. The listing information on this page last changed on July 24, 2026 at 11:17 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 11:17 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 11:17 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.