Steeve Cadeau
$1,095,0004 bd3 ba3,254 sqft$337 /sqft$6,968 /mo all-in ↓

3339 DESOTO DRIVE, PUNTA GORDA, FL, 33983

Active17 days on marketListed Jul 7, 2026MLS #A4699339

WaterfrontPrivate poolSingle Family ResidenceHRBR HEIGHTS

About this home

3339 DESOTO DRIVE

Virtually Staged. luxury living with a modern edge in this one-of-a-kind custom-built 4-bedroom, 3-bathroom waterfront home. Designed with exceptional craftsmanship and attention to detail, this stunning residence offers the perfect blend of elegance, comfort, and functionality. Situated on an oversized lot with approximately 200 feet of canal frontage, this exceptional property offers breathtaking water views and endless opportunities for boating, fishing, kayaking, paddleboarding, or simply enjoying the peaceful surroundings. Nature lovers will appreciate the incredible wildlife right from their own backyard, where it's common to see dolphins, manatees, turtles, alligators, and jumping fish in their natural habitat. Step outside to your own private resort-style oasis featuring an impressive 50-foot lap pool with an attached spa, surrounded by expansive outdoor living and entertaining areas designed for relaxing, hosting family and friends, or taking in spectacular waterfront sunsets. Inside, the thoughtfully designed open-concept floor plan showcases spacious living areas, upscale finishes, and modern architectural details throughout. The luxurious primary suite, generously sized guest bedrooms, and beautifully appointed bathrooms provide comfort and style for everyday living. This property also offers exceptional space for all your vehicles and toys with an oversized two-car garage and a dedicated RV/trailer parking pad. Best of all, there is no HOA, giving you the freedom to enjoy your property without unnecessary restrictions.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,254

Sqft

0.46 ac

Lot size

2

Garage

1997

Year built

One

Levels

$337

Per sqft

Private poolWaterfrontFireplacePool & Trees/Woods & Water viewNegotiable

Inside

FlooringCeramic Tile · Travertine
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesEast
ParkingBoat · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Oversized · Parking Pad · RV Parking
ExteriorGarden · Lighting · Outdoor Kitchen · Outdoor Shower · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,862/yr
PetsCats OK, Dogs OK, Number Limit
CommunityPublic Boat Ramp · River · Water Access

Utilities & systems

UtilitiesElectricity Available · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,968 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property tax — 2025 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,500
Interest rate6.00%
Loan term

Estimated payment

$6,968/mo

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property taxes (actual bill)$489
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$546KedgeAI estimate $674,984 · range $569K$726K$1.1M

vs edgeAI estimate

+62.2%

$/sqft vs HRBR HEIGHTS

$337 vs $236

Days on market

17 vs 59 typical

Where $337/sqft sits among the 23 homes for sale in HRBR HEIGHTS

8
9
1
2 · this home
1
2
$153–213$213–272$272–332$332–391$391–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3339 DESOTO DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33983 — neighborhood snapshot

Population

18,230

Median age

56.6

Median income

$67,705

Median home value

$324,100

Avg household

2.31

Households w/ children

1,552

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

13 of 23

HRBR HEIGHTS have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1410% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $1,095,000 · 17 days on market since
1997Built · HRBR HEIGHTS

Reality check

What actually sold near 3339 DESOTO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3656 PEACE RIVER DRIVESold · Apr ’26

$900,000

3656 PEACE RIVER DRIVE · same community

4 bd · 3 ba · 2,933 sqft · $307/sqft · 33 DOM

27300 SAN CARLOS DRIVESold · Apr ’26

$600,000

27300 SAN CARLOS DRIVE · same community

4 bd · 3 ba · 2,596 sqft · $231/sqft · 3 DOM

2341 TALBROOK TERRACESold · Apr ’26

$400,000

2341 TALBROOK TERRACE · same community

4 bd · 3 ba · 2,554 sqft · $157/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3339 DESOTO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3339 DESOTO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3339 DESOTO DRIVE FAQs

What would the monthly payment be for 3339 DESOTO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,968/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3339 DESOTO DRIVE?+

The most recent tax bill on record (2025) was $5,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3339 DESOTO DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $1,095,000, this home is listed about 218% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 3339 DESOTO DRIVE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,095,000 runs 1410% above the PUNTA GORDA 33983 median — but at 3,254 sqft it's also nearly twice the size of the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BRIGHT REALTY · Yani Da Silva. MLS #A4699339.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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