45 CABALLO WAY, BRADENTON, FL, 34209
Active10 days on marketListed Jul 13, 2026MLS #A4699158
About this home
45 CABALLO WAY
Welcome to easy Florida living in the highly desirable Palma Sola Shores, a vibrant 55+ waterfront community just minutes from the world-famous beaches of Anna Maria Island. This inviting 2-bedroom, 2-bath home offers a spacious, comfortable layout designed for relaxed everyday living or the perfect seasonal getaway. Natural light fills the living spaces, creating a warm and welcoming atmosphere, while the functional floor plan provides plenty of room for entertaining family and friends. Palma Sola Shores is a land-owned community known for its exceptional amenities and active lifestyle. Residents enjoy direct access to Palma Sola Bay with a private fishing pier and kayak launch, along with a heated community pool, clubhouse, shuffleboard, and a variety of social activities throughout the year. Ideally located near shopping, dining, medical facilities, golf courses, and the pristine Gulf beaches of Anna Maria Island, this home offers the perfect combination of convenience, affordability, and the Florida lifestyle you've been dreaming of. Whether you're looking for a year-round residence or a seasonal retreat, this is an outstanding opportunity to enjoy waterfront community living at its finest.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.08 ac
Lot size
1978
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,799 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,799/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.9%
Days on market
10 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 45 CABALLO WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 CABALLO WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
45 CABALLO WAY FAQs
What would the monthly payment be for 45 CABALLO WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,799/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 45 CABALLO WAY?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 45 CABALLO WAY?+
The most recent tax bill on record (2025) was $1,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45 CABALLO WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $189,900, this home is listed about 52% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Listing courtesy of PREFERRED SHORE LLC · Jomarie Alicea. MLS #A4699158.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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