3602 JOYCE DRIVE, BRADENTON, FL, 34208
Active12 days on marketListed Jul 7, 2026MLS #A4699140
About this home
3602 JOYCE DRIVE
Welcome to this beautifully updated single-family home in the desirable River Isles, a sought-after 55+ community offering low HOA fees ($60 per month) and no CDD fees. This move-in-ready home features an updated kitchen with newer cabinetry, elegant quartz countertops, and a thoughtful layout designed for comfortable everyday living. Major improvements provide peace of mind, including a new A/C (2026), upgraded electrical panel (200 Amp Service), a dedicated 50-amp breaker for electric vehicle charging, impact windows, and a wind-rated garage door. Be sure to ask your agent for the complete list of upgrades and enhancements. Step outside to enjoy the serene backyard overlooking the Braden River, creating the perfect setting to relax, entertain, or simply take in the tranquil water views. The property also offers ample parking, adding convenience for homeowners and guests alike. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional River Isles home combines modern updates, low-maintenance living, and a picturesque waterfront setting in one of the area's most welcoming active adult communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,410
Sqft
0.21 ac
Lot size
2
Garage
1972
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,964 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,964/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.2%
$/sqft vs Bradenton actives
$280 vs $238
Days on market
12 vs 53 typical
Where $280/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
191 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3602 JOYCE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$248,000
4003 JOYCE DRIVE · same community
2 bd · 2 ba · 1,370 sqft · $181/sqft · 89 DOM
Sold · Jan ’26$175,000
805 MANDARIN CIRCLE · same community
2 bd · 2 ba · 1,464 sqft · $120/sqft · 162 DOM
Sold · Dec ’25$308,000
4203 NEIL LANE · same community
2 bd · 2 ba · 1,477 sqft · $209/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3602 JOYCE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3602 JOYCE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3602 JOYCE DRIVE FAQs
What would the monthly payment be for 3602 JOYCE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,964/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3602 JOYCE DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3602 JOYCE DRIVE?+
The most recent tax bill on record (2025) was $2,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3602 JOYCE DRIVE?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $394,500, this home is priced right at the Bradenton median.
Which schools are assigned to 3602 JOYCE DRIVE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Samantha Campbell. MLS #A4699140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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