6310 CUTLER TERRACE, PORT CHARLOTTE, FL, 33981
Active39 days on marketListed Jun 30, 2026MLS #A4698534
About this home
6310 CUTLER TERRACE
Tucked into the sought-after Gardens of Gulf Cove community on a .43 acre lot, 6310 Cutler Terrace pairs the big-ticket updates today's buyers want with the kind of privacy that's hard to find. The major work is already done: a brand-new roof and seamless gutters in 2025 and a 2022 HVAC system mean worry-free ownership. Impact windows throughout the house with the exception of the kitchen. Inside, granite counters and stainless appliances anchor the kitchen, and you'll find NO CARPET anywhere—just clean, easy-care flooring throughout. Out back is where this home really sets itself apart. A spacious lanai and a huge fully fenced yard with a storage shed backs to no rear neighbors, giving you room and seclusion to garden, entertain, let the dog run, or simply enjoy quiet Florida evenings the way you want to. The setting does the rest. Located between Englewood and Gulf Cove with convenient access to Port Charlotte, Gardens of Gulf Cove and bordering the Myakka State Forest. The amenity-rich community includes a clubhouse, community pool, shuffleboard, and tennis and basketball courts—an active lifestyle right outside your door. Move-in ready and offered furnished optional, 6310 Cutler Terrace is an easy choice for a primary residence or a seasonal retreat. Come see it before it's gone.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,096
Sqft
0.43 ac
Lot size
1
Garage
1978
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.7%
$/sqft vs Port Charlotte actives
$224 vs $208
Days on market
39 vs 60 typical
Where $224/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
185 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 520% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 6310 CUTLER TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$195,000
13540 DIBELLA AVENUE · same community
3 bd · 1 ba · 1,100 sqft · $177/sqft · 329 DOM
Sold · Aug ’25$150,000
13537 BENNETT DRIVE · same community
2 bd · 2 ba · 1,050 sqft · $143/sqft · 170 DOM
Sold · Aug ’25$199,000
13497 BENNETT DRIVE · same community
2 bd · 2 ba · 1,050 sqft · $190/sqft · 532 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6310 CUTLER TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6310 CUTLER TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
6310 CUTLER TERRACE FAQs
What would the monthly payment be for 6310 CUTLER TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,216/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6310 CUTLER TERRACE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6310 CUTLER TERRACE?+
The most recent tax bill on record (2025) was $5,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6310 CUTLER TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $245,000, this home is listed about 26% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 6310 CUTLER TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Pamela Williams, PLLC. MLS #A4698534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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