Steeve Cadeau
$300,0003 bd2 ba1,240 sqft$242 /sqft$2,218 /mo all-in ↓

2108 E 56TH AVENUE TERRACE, BRADENTON, FL, 34203

Active29 days on marketListed Jul 1, 2026MLS #A4698348

Single Family ResidenceMEADOW LAKE

About this home

2108 E 56TH AVENUE TERRACE

Back on the Market only due to buyer financing. Run.. don't walk! This home will be gone fast! Welcome to this well-maintained 3-bedroom, 2-bath split floor plan with block construction, nestled in the established Meadow Lake community of Bradenton, offering comfort, functionality, and an excellent central location. A covered, screened front entry adds both charm and functionality while welcoming you inside. Designed with privacy in mind, the split-bedroom layout makes this home an excellent opportunity for first-time buyers, seasonal residents, or anyone looking to make a home their own. The kitchen features granite countertops, stainless steel appliances, ample cabinet space, a convenient breakfast bar, and a cozy eat-in dining area, opening to the main living and dining spaces for easy everyday living and entertaining. Laminate flooring flows throughout the home, with tile in the kitchen and bathrooms, offering both style and easy maintenance. The spacious primary suite includes an en-suite bath, while the additional bedrooms provide flexibility for family, guests, or a home office. Enjoy abundant natural light throughout the home thanks to the desirable southern rear exposure. Step outside to the spacious screened lanai overlooking a private backyard complete with a garden area, storage shed, partial fencing, and plenty of room to garden, relax, entertain, or let pets play. Additional features include an inside washer and dryer, a new A/C system installed in 2025, a new garage door in 2023, and a roof that is approximately 10 years old. For added peace of mind, the sellers have completed an updated four-point inspection and wind mitigation report. The current homeowners insurance premium is approximately $3,143 per year, and the home offers a transferable flood insurance policy at approximately $553 per year. .This home has never been a rental and has been lovingly maintained by its owners, reflecting pride of ownership throughout. Conveniently located just minutes from I-75, shopping, restaurants, schools, medical facilities, downtown Bradenton, Lakewood Ranch, UTC, and the beautiful Gulf beaches of Anna Maria Island and Bradenton Beach, this home offers outstanding accessibility while still enjoying the charm of an established neighborhood. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this home offers solid value, desirable updates, and the opportunity to personalize it over time. Come experience all that this charming Meadow Lake home has to offer. Please note: Grass has been digitally enhanced in listing photos. Actual grass color will vary due to current drought conditions. Survey, 4point, Wind Mitigation and Floor Plan Available and 3-D Virtual Tour Available.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,240

Sqft

0.22 ac

Lot size

1

Garage

1986

Year built

One

Levels

$242

Per sqft

Trees/Woods view

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingBoat · Driveway · Garage Door Opener
ExteriorPrivate Entrance · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$1,917/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,218 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,218/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$286KedgeAI estimate $305,412 · range $298K$312K$324K

vs edgeAI estimate

−1.8%

Days on market

29 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oneco

Map of 2108 E 56TH AVENUE TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Oneco — neighborhood snapshot

Population

31,672

Median age

50

Median income

$40,538

Median home value

$146,433

Avg household

2

Households w/ children

2,838

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
HighSoutheast High School★★★★
MiddleElecta Lee Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $300,000 · 29 days on market since
1986Built · MEADOW LAKE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2108 E 56TH AVENUE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2108 E 56TH AVENUE TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

2108 E 56TH AVENUE TERRACE FAQs

What would the monthly payment be for 2108 E 56TH AVENUE TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2108 E 56TH AVENUE TERRACE?+

The most recent tax bill on record (2025) was $1,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $300,000, this home is listed about 24% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2108 E 56TH AVENUE TERRACE?+

Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WILLIAM RAVEIS - FLORIDA LLC · Dawn Bear. MLS #A4698348.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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