Steeve Cadeau
$534,9003 bd3 ba2,264 sqft$236 /sqft$3,995 /mo all-in ↓

27423 NATAL DRIVE, PUNTA GORDA, FL, 33983

Active28 days on marketListed Jun 26, 2026MLS #A4697633

Private poolFully furnishedSingle Family ResidencePUNTA GORDA ISLES SEC 20

About this home

27423 NATAL DRIVE

This beautifully maintained 2006 custom-built home by Britannia Construction sits on a spacious lot on a quiet cul-de-sac in the sought-after Deep Creek community. With three bedrooms, three bathrooms, and a three-car garage, the residence showcases thoughtful design highlighted by two master suites and elegant tile flooring throughout most living areas. The open-concept living and dining spaces, featuring tray ceilings with crown molding, open seamlessly to the screened patio and sparkling pebble-tech pool, creating an ideal setting for year-round Florida entertaining.The inviting kitchen features upgraded granite countertops, abundant cabinetry, and a bright breakfast nook overlooking the pool. Both master suites offer tray ceilings with crown molding, expansive walk-in California closets, and luxurious bathrooms with walk-in tiled showers, garden tubs, and separate shower and toilet areas. A versatile guest bedroom with Murphy bed and desk provides flexible living or office space. Additional highlights include a central Lennox HVAC system (replaced 2020), whole-home water purification and softening with reverse osmosis, hurricane-impact windows and doors, plantation shutters, a dedicated inside laundry room with wash sink, and a reinforced roof with newer shingles (2022). Outside, the private backyard offers serene views of a lush, wooded preserve that will remain unchanged, providing lasting privacy and natural beauty. Enjoy the fully screened pool and lanai complete with a brand new pool heater & pump amid mature landscaping that includes three beautiful fox tail palm trees. The three-car garage provides ample storage with built-in shelving and a roll-down screen. Other updates include exterior painting and a private well with irrigation system. This X flood zone property requires no flood insurance, offering significant savings for years to come. Conveniently located just minutes from downtown Punta Gorda, golf courses, and boat ramps, you’ll enjoy easy access to shopping, dining, parks, year-round local events, and I-75. This single-owner home is move-in ready and ready for its next chapter.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,264

Sqft

0.25 ac

Lot size

3

Garage

2006

Year built

One

Levels

$236

Per sqft

Private poolTrees/Woods viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile · Concrete
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Trash Compactor · Washer · Whole House R.O. System
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$18/mo
Taxes (2025)$5,174/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,995 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2025 actual bill$431
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,722Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,722
Interest rate6.00%
Loan term

Estimated payment

$3,995/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$431
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $535K
$463KedgeAI estimate $495,331 · range $483K$527K$556K

vs edgeAI estimate

+8%

$/sqft vs PUNTA GORDA ISLES SEC 20

$236 vs $189

Days on market

28 vs 59 typical

Where $236/sqft sits among the 40 homes for sale in PUNTA GORDA ISLES SEC 20

18
9
5
1 · this home
3
4
$162–184$184–205$205–226$226–248$248–269$269+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Map of 27423 NATAL DRIVE inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

20 of 40

PUNTA GORDA ISLES SEC 20 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 664% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $534,900 · 28 days on market since
2006Built · PUNTA GORDA ISLES SEC 20

Reality check

What actually sold near 27423 NATAL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25688 DEEP CREEK BOULEVARDSold · Mar ’26

$418,000

25688 DEEP CREEK BOULEVARD · same community

3 bd · 2 ba · 2,239 sqft · $187/sqft · 118 DOM

26205 TOCANTINS COURTSold · Feb ’26

$400,000

26205 TOCANTINS COURT · same community

3 bd · 2 ba · 2,209 sqft · $181/sqft · 4 DOM

26176 ARGENTINA DRIVESold · Feb ’26

$500,000

26176 ARGENTINA DRIVE · same community

3 bd · 2 ba · 2,322 sqft · $215/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 27423 NATAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27423 NATAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

27423 NATAL DRIVE FAQs

What would the monthly payment be for 27423 NATAL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,995/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 27423 NATAL DRIVE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 27423 NATAL DRIVE?+

The most recent tax bill on record (2025) was $5,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27423 NATAL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $534,900, this home is listed about 55% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 27423 NATAL DRIVE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$534,900 runs 664% above the PUNTA GORDA 33983 median — but at 2,264 sqft it's also 32% larger than the typical Punta Gorda listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WHITE SANDS REALTY GROUP FL · Jason R. White, PA. MLS #A4697633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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