4527 FERRYS MILL PLACE, ELLENTON, FL, 34222
Active40 days on marketListed Jun 13, 2026MLS #A4697012
About this home
4527 FERRYS MILL PLACE
Buyers financing fell thru !!! Welcome to Covered Bridge — a highly sought-after community offering low HOA fees and no CDD! This exceptional three-bedroom, two-bath pool home is nestled on a very private cul-de-sac, showcasing serene pond and preserve views that create a peaceful backyard retreat. The desirable Ascot model features an open and inviting floor plan designed for comfortable living and effortless entertaining. Beautifully remodeled throughout, this home offers stylish finishes, modern updates, and a stunning gourmet kitchen complete with gorgeous quartz countertops, Light Gray cabinetry, and a spacious layout perfect for gatherings. The spacious primary suite provides a private escape with direct access to the lanai, along with a generous walk-in closet. The spectacular salt water pool area is truly a highlight, offering privacy, tranquility, and breathtaking views of the surrounding water and preserve. This large lot has a great fenced in area for pets or playtime. Covered Bridge residents enjoy wonderful amenities including a community pool, tennis courts, playground, fitness center, and basketball courts. Conveniently located just minutes from Ellenton Premium Outlets, shopping, dining, and everyday conveniences, with the world-renowned beaches of the Gulf Coast This beautifully updated home offers the perfect blend of privacy, comfort, and Florida lifestyle living — a truly special property you won’t want to miss! This home is a beauty !!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,996
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,668 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,668/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
Days on market
40 vs 68 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Covered Bridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
Covered Bridge Estates — neighborhood snapshot
Population
2,874
Median age
38
Median income
$96,921
Median home value
$403,538
Avg household
3
Households w/ children
323
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$329K → $415K
Ellenton median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4527 FERRYS MILL PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4527 FERRYS MILL PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4527 FERRYS MILL PLACE FAQs
What would the monthly payment be for 4527 FERRYS MILL PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,668/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4527 FERRYS MILL PLACE?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4527 FERRYS MILL PLACE?+
The most recent tax bill on record (2025) was $3,396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4527 FERRYS MILL PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $495,000, this home is listed about 87% above the Ellenton median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4527 FERRYS MILL PLACE?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$495,000 runs 104% above the ELLENTON 34222 median — but at 1,996 sqft it's also 37% larger than the typical Ellenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $550,000, now $495,000 — a $55K cut. The full history is in the market section below.
Listing courtesy of FINE PROPERTIES · Judi Taulbee. MLS #A4697012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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