115 BROWN ST, BRADENTON, FL, 34208
Active40 days on marketListed Jun 10, 2026MLS #A4696684
About this home
115 BROWN ST
Discover the charm of Old Florida living in this beautifully maintained Key West-style retreat, ideally located just two blocks from the Manatee River and less than a mile from the SR 64 public boat ramp. Offering 3 bedrooms, 2 full bathrooms, and exceptional pride of ownership throughout, this move-in-ready home combines character, comfort, and an unbeatable lifestyle. Nestled in the historic River Haven. you'll enjoy the rare freedom of no HOA or CDD fees. Situated on an expansive .24-acre lot, this property offers something that's becoming increasingly difficult to find—plenty of room to park your boat, RV, trailer, work vehicles, or recreational equipment without restrictive community rules. Inside, thoughtful updates make this home truly turnkey, including luxury vinyl plank flooring, new subflooring, fresh interior paint, and newer stainless steel appliances. The open great room creates a comfortable flow between the living, dining, and kitchen areas, making everyday living and entertaining effortless. Step outside and experience your own private Florida oasis. The fully fenced backyard features a spacious deck that's perfect for weekend barbecues, entertaining friends, or simply relaxing beneath the mature trees. An attached one-car garage with overhead storage, along with an additional rear concrete pad, provides even more flexibility for parking, storage, a workshop, shed, or future expansion. Whether you're an avid boater, outdoor enthusiast, contractor, or simply someone who appreciates having room to spread out, this property offers the freedom and versatility that's becoming increasingly rare in today's market. Conveniently located near shopping, restaurants, downtown Bradenton, and just 30 minutes from the Gulf beaches, you'll enjoy easy access to everything the area has to offer while still embracing the relaxed Florida lifestyle. The reward is a location just moments from the river and public boat ramp, making it an ideal choice for those who value boating, fishing, kayaking, and waterfront recreation. If you've been searching for a home with character, generous outdoor space, room for all your toys, and the freedom that comes with no HOA, this River Haven gem deserves a place at the top of your list. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,154
Sqft
0.24 ac
Lot size
1
Garage
1994
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,520 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,520/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Bradenton actives
$294 vs $238
Days on market
40 vs 53 typical
Where $294/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ayres Point
Drive times from this address
Get to know Bradenton. See the full Bradenton guide →
Ayres Point — neighborhood snapshot
Population
2,684
Median age
27
Median income
$48,756
Median home value
$231,791
Avg household
3
Households w/ children
383
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
191 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 BROWN ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$297,888
4108 N BOULEVARD · same community
2 bd · 1 ba · 1,176 sqft · $253/sqft · 38 DOM
Sold · Apr ’26$410,000
4206 N MYRTLE AVENUE · same community
3 bd · 2 ba · 1,191 sqft · $344/sqft · 169 DOM
Sold · Dec ’25$392,500
4101 N HOLLY STREET · same community
2 bd · 2 ba · 1,021 sqft · $384/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 115 BROWN ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 BROWN ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
115 BROWN ST FAQs
What would the monthly payment be for 115 BROWN ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,520/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 115 BROWN ST?+
The most recent tax bill on record (2025) was $2,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $339,000, this home is listed about 14% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 115 BROWN ST?+
Manatee Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTYTEAM.COM, INC. · Kim Simone, P.A.. MLS #A4696684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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