3027 BERMUDA SLOOP CIRCLE, RUSKIN, FL, 33570
Active37 days on marketListed Jun 12, 2026MLS #A4696414
About this home
3027 BERMUDA SLOOP CIRCLE
Experience luxury waterfront living in this exceptional four-story, 4 bedroom, 3.5 bath, 2,869 sq. ft. townhome located in the highly sought-after gated community of Antigua Cove nestled within Little Harbor. Built in 2024 with insulated concrete block construction on all four levels and featuring hurricane-impact windows, doors, and garage door, this residence offers outstanding durability, energy efficiency, and peace of mind. Inside, you'll find over 10-foot ceilings, engineered hardwood, LVT and tile flooring, an in-wall pest system, crown moldings, a private elevator servicing all four levels, a dual-zone HVAC for year-round comfort, tankless water heater, EV hookup, and a complete water treatment system. The gourmet kitchen is designed to impress with 42-inch cabinetry featuring glass uppers and soft-close doors and drawers, stainless steel appliances, a farmhouse sink, and elegant Calcutta Gold quartz countertops. Plantation shutters, designer lighting, and premium finishes throughout create a unique coastal atmosphere. The crown jewel of the home is the expansive fourth-floor covered rooftop terrace, complete with a built-in outdoor kitchen and panoramic views of Tampa Bay, Downtown St. Petersburg, the Skyway Bridge, Little Harbor Marina, and beyond. Additional outdoor living spaces include a spacious terrace and waterfront setting ideal for enjoying Florida's spectacular sunsets. Residents enjoy access to an impressive collection of resort-style amenities, including a gated entrance, waterfront clubhouse with pool tables, card room, mini kitchen, outdoor fire pit, heated waterfront community pool only a short walk, fitness center, dog park, pickleball courts, tennis courts, basketball court, playground, kayak launch, private fishing pier, and a private owners' beach with umbrellas and chairs. Boating enthusiasts will appreciate direct access to Tampa Bay with no bridges to navigate, deep-water access, and proximity to three marina clubs with boat slips and storage available. The community also offers manned gate security and regular roving patrols for added convenience and security. This rare waterfront opportunity combines luxury finishes, breathtaking views, premier boating access, and unmatched resort-style amenities in one of Florida's most desirable coastal communities. Call for a private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,829
Sqft
0.06 ac
Lot size
2
Garage
2024
Year built
Three Or More
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,367 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,367/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$274 vs $180
Days on market
37 vs 51 typical
Where $274/sqft sits among the 293 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
167 of 293
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 3027 BERMUDA SLOOP CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,360,000
3006 CHRISTOPHERS WATCH LANE
3 bd · 2.5 ba · 2,807 sqft · $485/sqft · 177 DOM
Sold · Jul ’26$1,475,000
3005 CHRISTOPHERS WATCH LANE
3 bd · 2.5 ba · 2,807 sqft · $525/sqft · 63 DOM
Sold · Dec ’25$1,007,000
1032 SEAGRAPE DRIVE
4 bd · 3 ba · 2,868 sqft · $351/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3027 BERMUDA SLOOP CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3027 BERMUDA SLOOP CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3027 BERMUDA SLOOP CIRCLE FAQs
What would the monthly payment be for 3027 BERMUDA SLOOP CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,367/mo — principal and interest, the actual property-tax bill, the $928/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3027 BERMUDA SLOOP CIRCLE?+
The association fee works out to $928 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3027 BERMUDA SLOOP CIRCLE?+
The most recent tax bill on record (2025) was $9,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3027 BERMUDA SLOOP CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $775,000, this home is listed about 122% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3027 BERMUDA SLOOP CIRCLE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$775,000 runs 131% above the RUSKIN 33570 median — but at 2,829 sqft it's also 51% larger than the typical Ruskin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $928/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · John Sasa. MLS #A4696414.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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