Steeve Cadeau
$1,425,000$1,500,0004 bd4 ba4,230 sqft$337 /sqft$10,472 /mo all-in ↓

3214 ANCHOR BAY TRAIL, BRADENTON, FL, 34211

Active50 days on marketListed Jun 5, 2026MLS #A4696060

Reduced $75KPrivate poolSingle Family ResidenceMALLORY PARK PH II SUBPH C & D

About this home

3214 ANCHOR BAY TRAIL

Don't judge this home by price alone, judge it by what it delivers. Tour every comparable home in the area, then schedule your visit here. We believe you'll immediately understand why this property stands apart. A masterclass in luxury living, this extensively customized Heatherton model in Mallory Park is one of the most impressive homes to hit the Lakewood Ranch market. Meticulously curated with designer finishes, architectural enhancements, and state-of-the-art technology, every inch of this residence was crafted to deliver an unparalleled living experience. From the moment you arrive, the attention to detail is undeniable. A sprawling driveway accommodates up to six vehicles, while the charming front porch offers the perfect setting to enjoy sunset views overlooking Bob Gardner Park. With no homes directly across the street, you'll enjoy an open feel rarely found in community living. Inside, sophistication and craftsmanship take center stage. A private office with custom built-ins welcomes you off the foyer, while the formal dining room showcases a stunning RH chandelier and butler's pantry connecting seamlessly to the heart of the home. The chef's kitchen is nothing short of extraordinary, featuring custom cabinetry, decorative ceiling beams, quartz countertops, premium appliances, and a built-in breakfast banquette. The adjoining great room is highlighted by soaring 20-foot ceilings, a floor-to-ceiling stone fireplace, custom beam work, designer lighting, motorized solar shades, and expansive sliding glass doors creating a seamless indoor-outdoor connection. Designed for both entertaining and everyday living, the main level also features a media room that can function as a fifth bedroom, a full pool bath, and access to the oversized 3+ car garage. Step outside and discover a private resort unlike anything else in the neighborhood. The spectacular outdoor living space features a designer pool and spa with dramatic fire bowls, an expansive covered lanai, outdoor kitchen, lush tropical landscaping, and tranquil water views. Ascending the custom staircase with wood treads and designer tile risers, you'll find a thoughtfully designed second level dedicated to comfort and privacy. The owner's retreat is a sanctuary complete with a private sitting area, wet bar, and spa-inspired bathroom featuring marble flooring, a freestanding clawfoot soaking tub, digital steam shower, and custom-designed closet. Three additional guest suites complete the upper level. Two bedrooms share a beautifully appointed Jack-and-Jill bath with private vanities and walk-in closets, while a third bedroom enjoys its own ensuite bath and walk-in closet. Extensive upgrades include custom flooring, designer bathrooms, statement wall treatments, bespoke cabinetry, custom closets, luxury lighting, architectural ceiling details, plantation shutters, premium window treatments, outdoor enhancements, professional landscaping, and countless additional improvements. Further elevating the home's appeal is a sophisticated smart-home automation system with integrated security, video monitoring, and audio controls. Located within the village of Mallory Park, residents enjoy maintenance-free living and access to resort-style amenities including a community pool, fitness center, pickleball courts, basketball court, playground, fire pit, gathering spaces, and direct access to Bob Gardner Park and Lakewood Ranch's top-rated schools. This is more than a home, it's a statement.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,230

Sqft

0.19 ac

Lot size

3

Garage

2020

Year built

Two

Levels

$337

Per sqft

Private poolFireplaceWater viewPets allowed

Inside

FlooringCarpet · Marble · Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Purifier · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$399/mo
Taxes (2025)$20,267/yr
PetsYes
CommunityDock · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,472 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property tax — 2025 actual bill$1,689
HOA fee — from the listing$399
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $142,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $142,500
Interest rate6.00%
Loan term

Estimated payment

$10,472/mo

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property taxes (actual bill)$1,689
HOA / condo fee$399
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.0MedgeAI estimate $1,160,981 · range $1.0M$1.2M$1.5M

vs edgeAI estimate

+22.7%

$/sqft vs Bradenton actives

$337 vs $236

Days on market

50 vs 53 typical

Where $337/sqft sits among the 400 Bradenton actives

105
102
81
47 · this home
24
41
$122–180$180–238$238–296$296–354$354–412$412+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mallory Park

Map of 3214 ANCHOR BAY TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Mallory Park — neighborhood snapshot

Population

1,344

Median age

41

Median income

$162,757

Median home value

$648,100

Avg household

3

Households w/ children

159

For the school run

Manatee County School District

ElementaryB.D. Gullett Elementary School★★★★
MiddleDr Mona Jain Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

193 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 256% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,425,000 $75K
Jun 5, 2026Listed at $1,500,000 · 50 days on market since
2020Built · MALLORY PARK PH II SUBPH C & D

Reality check

What actually sold near 3214 ANCHOR BAY TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3431 CHESTERTOWN LOOPSold · Sep ’25

$920,000

3431 CHESTERTOWN LOOP · same community

4 bd · 4 ba · 3,413 sqft · $270/sqft · 23 DOM

3116 ANCHOR BAY TRAILSold · Apr ’26

$752,000

3116 ANCHOR BAY TRAIL · same community

4 bd · 3.5 ba · 2,859 sqft · $263/sqft · 23 DOM

3442 CHESTERTOWN LOOPSold · Mar ’26

$740,000

3442 CHESTERTOWN LOOP · same community

4 bd · 3.5 ba · 2,859 sqft · $259/sqft · 298 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3214 ANCHOR BAY TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3214 ANCHOR BAY TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3214 ANCHOR BAY TRAIL FAQs

What would the monthly payment be for 3214 ANCHOR BAY TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,472/mo — principal and interest, the actual property-tax bill, the $399/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3214 ANCHOR BAY TRAIL?+

The association fee works out to $399 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3214 ANCHOR BAY TRAIL?+

The most recent tax bill on record (2025) was $20,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3214 ANCHOR BAY TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,425,000, this home is listed about 260% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 3214 ANCHOR BAY TRAIL?+

B.D. Gullett Elementary School (elementary), Dr Mona Jain Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,425,000 runs 256% above the BRADENTON 34211 median — but at 4,230 sqft it's also nearly 3 times the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

B.D. Gullett Elementary School, Dr Mona Jain Middle School, Lakewood Ranch High School — B.D. Gullett Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,500,000, now $1,425,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Jeremy Hartmark. MLS #A4696060.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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