Steeve Cadeau
$590,000$600,0004 bd3 ba2,853 sqft$207 /sqft$4,022 /mo all-in ↓

11109 28TH STREET CIRCLE E, PARRISH, FL, 34219

Active46 days on marketListed Jun 4, 2026MLS #A4695913

Reduced $10KWaterfrontPrivate poolSingle Family ResidenceRIVER WOODS PH II

Come see it

Upcoming open house

Sun, Jul 26

12:00 PM – 3:00 PM

About this home

11109 28TH STREET CIRCLE E

Nestled on a peaceful lakefront homesite in River Woods, this custom built executive pool home offers the perfect blend of privacy, comfort, and Florida outdoor living. Surrounded by mature tropical landscaping and beautiful water views, this thoughtfully designed residence features 4 bedrooms, 3 bathrooms, a dedicated office with French doors, and a desirable tri split floor plan that provides flexibility for family and guests. A grand entry with custom Florida inspired stained glass doors welcomes you into the home, where soaring ceilings, abundant natural light, and expansive living spaces create an inviting atmosphere. The open layout includes formal and casual dining areas, a spacious great room, and an oversized kitchen with abundant cabinetry, generous counter space, a butler's pantry, and an aquarium window overlooking the pool and lanai. The primary suite is a private retreat featuring direct access to the lanai, dual vanities, a garden tub, separate shower, and spacious walk in closets. A second guest suite offers an ideal setup for visitors or multigenerational living. The outdoor living space has been extensively renovated and serves as the centerpiece of the home. Recent improvements include a resurfaced pool, updated pool tile, and beautiful new paver decking surrounding the pool and spa. The expansive screened lanai offers multiple covered seating areas, abundant deck space for entertaining, and tranquil lake views framed by lush tropical landscaping. Whether enjoying a quiet morning coffee or hosting family and friends, this outdoor oasis was designed to be enjoyed year round. Additional features include a barrel tile roof, oversized 3 car garage, buried 250 gallon propane tank, outdoor shower, energy efficient features, and mature landscaping that enhances both beauty and privacy. Located in the highly sought after River Woods community, residents enjoy access to a community pool, tennis courts, clubhouse, fitness center, and scenic walking areas, all with convenient access to I 75, Lakewood Ranch, shopping, dining, golf, and the Gulf Coast beaches. This is a rare opportunity to own a beautifully maintained lakefront home with an exceptional outdoor living experience in one of Parrish's most established communities.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,853

Sqft

0.32 ac

Lot size

3

Garage

1998

Year built

One

Levels

$207

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Solid Surface Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$67/mo
Taxes (2025)$4,679/yr
PetsYes
CommunityDeed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,022 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$390
HOA fee — from the listing$67
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$4,022/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$390
HOA / condo fee$67
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$566KedgeAI estimate $728,960 · range $686K$817K$849K

vs edgeAI estimate

−19.1%

$/sqft vs Parrish actives

$207 vs $206

Days on market

46 vs 42 typical

Where $207/sqft sits among the 400 Parrish actives

97
101
93 · this home
56
21
32
$154–180$180–205$205–231$231–257$257–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Woods

Map of 11109 28TH STREET CIRCLE E inside its neighborhood boundary

Get to know Parrish. See the full Parrish guide →

River Woods — neighborhood snapshot

Population

941

Median age

61

Median income

$103,085

Median home value

$537,200

Avg household

2

Households w/ children

52%

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

214 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $590,000 $10K
Jun 4, 2026Listed at $600,000 · 46 days on market since
1998Built · RIVER WOODS PH II

Reality check

What actually sold near 11109 28TH STREET CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2809 112TH TERRACE ESold · Nov ’25

$550,000

2809 112TH TERRACE E · same community

4 bd · 3 ba · 2,786 sqft · $197/sqft · 140 DOM

11236 28TH STREET CIRCLE ESold · Dec ’25

$557,000

11236 28TH STREET CIRCLE E · same community

4 bd · 3 ba · 2,637 sqft · $211/sqft · 22 DOM

11105 28TH STREET CIRCLE ESold · Jun ’26

$475,000

11105 28TH STREET CIRCLE E · same community

4 bd · 3 ba · 2,504 sqft · $190/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11109 28TH STREET CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11109 28TH STREET CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

11109 28TH STREET CIRCLE E FAQs

What would the monthly payment be for 11109 28TH STREET CIRCLE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,022/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11109 28TH STREET CIRCLE E?+

The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11109 28TH STREET CIRCLE E?+

The most recent tax bill on record (2025) was $4,679. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11109 28TH STREET CIRCLE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $590,000, this home is listed about 40% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 11109 28TH STREET CIRCLE E?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$590,000 runs 42% above the PARRISH 34219 median — but at 2,853 sqft it's also 34% larger than the typical Parrish listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $600,000, now $590,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KW SUNCOAST · Luis Piamba, LLC. MLS #A4695913.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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