Steeve Cadeau
$777,999$799,9995 bd3.5 ba3,899 sqft$200 /sqft$4,955 /mo all-in ↓

3685 142ND TERRACE E, PARRISH, FL, 34219

Active46 days on marketListed Jun 3, 2026MLS #A4695690

Reduced $22KNew constructionSingle Family ResidenceCREEK'S EDGE AT TWIN RIVERS

About this home

3685 142ND TERRACE E

Welcome to 3685 142nd Terrace East in Parrish, featuring the beautiful Santa Fe A floor plan by M/I Homes. This brand-new, move-in ready home offers 5 bedrooms, 3 full baths, 1 half bath, a 3-car garage, and nearly 3,900 square feet of thoughtfully designed living space. Located in Twin Rivers, one of Parrish’s most loved communities, this home gives you the best of both worlds: brand-new construction with the space, natural beauty, and peaceful feel Twin Rivers is known for. Think larger homesites, mature trees, quiet streets, community boat ramp access to the Manatee River, playgrounds, walking trails, and that neighborhood feel that is getting harder and harder to find. Inside, the Santa Fe offers incredible flexibility with room for everyone. Whether you need space for guests, a home office, a playroom, multigenerational living, or just room to spread out, this floor plan delivers. With construction completed and quick move-in availability, this home is ready for its very first owners. Even better, M/I Homes is currently offering incredible financing opportunities, including promotional 30-year fixed LOW interest rates on FHA, VA, and Conventional loans for qualified buyers. There are also special rate promotions available for second home and investment buyers. The builder is also offering $10,000 toward closing costs when using the preferred lender, making this an amazing opportunity to get into a brand-new home in one of Parrish’s most sought-after communities with strong incentives in place. Builder incentives, financing programs, interest rates, and availability are subject to change without notice and may vary based on buyer qualifications, loan type, and use of preferred lender.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,899

Sqft

0.18 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$200

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorPrimary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$264/mo
Taxes (2025)$500/yr
PetsYes
CommunityCommunity Mailbox · Gated Community - No Guard · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,955 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,198
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$42
HOA fee — from the listing$264
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,800
Interest rate6.00%
Loan term

Estimated payment

$4,955/mo

Principal & interest$4,198
PMI (est., until 20% equity)$292
Property taxes (actual bill)$42
HOA / condo fee$264
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $778K
$745KedgeAI estimate $790,931 · range $776K$840K$874K

vs edgeAI estimate

−1.6%

$/sqft vs Parrish actives

$200 vs $206

Days on market

46 vs 42 typical

Where $200/sqft sits among the 400 Parrish actives

100
99 · this home
86
60
23
32
$154–179$179–205$205–231$231–256$256–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Twin Rivers

Map of 3685 142ND TERRACE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)67 min

Get to know Parrish. See the full Parrish guide →

Twin Rivers — neighborhood snapshot

Population

1,806

Median age

49

Median income

$131,042

Median home value

$601,000

Avg household

3

Households w/ children

154

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

205 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $777,999 $22K
Jun 3, 2026Listed at $799,999 · 46 days on market since
2026Built · CREEK'S EDGE AT TWIN RIVERS

Reality check

What actually sold near 3685 142ND TERRACE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3724 CREEKSIDE PARK DRIVESold · Oct ’25

$825,000

3724 CREEKSIDE PARK DRIVE

4 bd · 5 ba · 3,874 sqft · $213/sqft · 17 DOM

3520 CROSSCREEKSold · Feb ’26

$1,587,257

3520 CROSSCREEK

5 bd · 4 ba · 3,787 sqft · $419/sqft · 0 DOM

3677 142ND TERRACE EASTSold · Jun ’26

$740,000

3677 142ND TERRACE EAST

4 bd · 3.5 ba · 3,774 sqft · $196/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3685 142ND TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3685 142ND TERRACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3685 142ND TERRACE E FAQs

What would the monthly payment be for 3685 142ND TERRACE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,955/mo — principal and interest, the actual property-tax bill, the $264/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3685 142ND TERRACE E?+

The association fee works out to $264 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3685 142ND TERRACE E?+

The most recent tax bill on record (2025) was $500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3685 142ND TERRACE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $777,999, this home is listed about 85% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 3685 142ND TERRACE E?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$777,999 runs 87% above the PARRISH 34219 median — but at 3,899 sqft it's also nearly twice the size of the typical Parrish listing.

02Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $799,999, now $777,999 — a $22K cut. The full history is in the market section below.

Listing courtesy of INNOVATE REAL ESTATE · Jennifer Young. MLS #A4695690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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