Steeve Cadeau
$109,900$119,999$915 /mo all-in ↓

SWAMP LANE, GENEVA, FL, 32732

Active57 days on marketListed May 27, 2026MLS #A4695023

Priced 76% below the GENEVA 32732 medianReduced $10KLAKE JESSUP HEIGHTS UNRECD

About this home

SWAMP LANE

Discover a rare opportunity near Lake Jessup with this 1.37-acre triple-lot property offering privacy, flexibility, and unique historic character. Zoned RM-1 for single-family or mobile home use, the property gives you the freedom to bring your mobile home, build a traditional home, or simply enjoy the natural surroundings. Electric is available at the road, making future development even more convenient. Tucked away in a peaceful setting, the land features a historic Native canal and old Native mound, adding a one-of-a-kind element rarely found in today’s market. Whether you’re looking for a private homesite, weekend retreat, or investment opportunity, this distinctive property offers endless potential just moments from the beauty of Lake Jessup.

Facts & features

The home at a glance

1.37 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$718/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$915 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$647
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,847
Interest rate6.00%
Loan term

Estimated payment

$915/mo

Principal & interest$647
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Geneva

Map of SWAMP LANE

Drive times from this address

Downtown Orlando38 min
Orlando Int’l Airport (MCO)46 min
Universal Orlando51 min
Walt Disney World63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

GENEVA 32732 — neighborhood snapshot

Population

5,164

Median age

45

Median income

$112,222

Median home value

$466,500

Avg household

2.88

Households w/ children

477

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$465K$686K

Geneva median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% below the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

CurrentPrice reduced to $109,900 $10K
May 27, 2026Listed at $119,999 · 57 days on market since

Reality check

What actually sold near SWAMP LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2968 W OSCEOLA ROADSold · Oct ’25

$400,000

2968 W OSCEOLA ROAD

3 bd · 2 ba · 1,118 sqft · $358/sqft · 9 DOM

2380 BASS BOULEVARDSold · Feb ’26

$275,000

2380 BASS BOULEVARD

4 bd · 2.5 ba · 1,820 sqft · $151/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about SWAMP LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SWAMP LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

SWAMP LANE FAQs

What would the monthly payment be for SWAMP LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $915/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SWAMP LANE?+

The most recent tax bill on record (2025) was $718. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Geneva?+

At $109,900, this home is listed about 87% below the Geneva median of $849,000. The market section on this page shows how the area is trending.

Which schools are assigned to SWAMP LANE?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GENEVA 32732 market on paper

$109,900 is 76% below the GENEVA 32732 median of $455,000.

02Strong assigned schools

Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $119,999, now $109,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of DOMAINREALTY.COM LLC · Matthew Larmore. MLS #A4695023.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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