6325 GULF DRIVE, HOLMES BEACH, FL, 34217
Active72 days on marketListed May 12, 2026MLS #A4693216
About this home
6325 GULF DRIVE
BACK ON THE MARKET! Buyer financing fell through. Priced below market value. North Beach Village-located in the heart of Holmes Beach on beautiful Anna Maria Island, this property offers the ultimate island lifestyle with beach access directly across the street. Enjoy a leisurely wander to local favorite restaurants, shopping, and island attractions. Enjoy the charm of coastal living in one of the island's most desirable locations. Beautifully furnished and move-in ready, the home features coastal charm and comfort throughout. This three bedroom residence offers a functional and inviting layout ideal for families and guests. The primary bedroom and second bedroom each include queen beds, while the upstairs bedroom is designed for additional guests, featuring a twin over full bunk bed with a twin trundle. The living room sofa also includes a hideaway bed, providing extra sleeping space when needed. Enjoy both front and rear balconies, where open sliding doors invite in the refreshing island breeze and offers a peek-a-boo view of the Gulf. Additional highlights include a new roof (2024), front decking (2023), updated kitchen and bathroom, hurricane shutters for added peace of mind, and a new front door (2026). Unlike a condo, this property is part of an HOA, allowing you to own the land while benefitting from low monthly fees. With weekly rentals permitted, this home presents an excellent opportunity as a high performing investment property, vacation rental, or flexible personal retreat.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,182
Sqft
0.06 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$656
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,996 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,996/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Holmes Beach actives
$656 vs $906
Days on market
72 vs 95 typical
Where $656/sqft sits among the 140 Holmes Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holmes Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holmes Beach. See the full Holmes Beach guide →
HOLMES BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holmes Beach market
$875K → $850K
Holmes Beach median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
76 of 140
Holmes Beach actives have cut their price
Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6325 GULF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$575,000
721 MANATEE AVENUE
2 bd · 2 ba · 1,179 sqft · $488/sqft · 0 DOM
Sold · Apr ’26$690,000
600 MANATEE AVENUE UNIT 210
2 bd · 2 ba · 1,179 sqft · $585/sqft · 1 DOM
Sold · Feb ’26$660,000
600 MANATEE AVENUE UNIT 212
2 bd · 2 ba · 1,179 sqft · $560/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6325 GULF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6325 GULF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
6325 GULF DRIVE FAQs
What would the monthly payment be for 6325 GULF DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,996/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6325 GULF DRIVE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6325 GULF DRIVE?+
The most recent tax bill on record (2025) was $13,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6325 GULF DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holmes Beach?+
At $775,000, this home is listed about 44% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6325 GULF DRIVE?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOLMES BEACH 34217 market on paper
$775,000 is 37% below the HOLMES BEACH 34217 median of $1,237,500, and at $656/sqft it sits under the Holmes Beach average of $939.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Patty Brooks. MLS #A4693216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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