Steeve Cadeau
$2,175,0003 bd3 ba2,205 sqft$986 /sqft$13,731 /mo all-in ↓

617 DUNDEE LANE, HOLMES BEACH, FL, 34217

Active83 days on marketListed May 2, 2026MLS #A4692250

WaterfrontPrivate poolSingle Family ResidenceKEY ROYALE 9TH ADD

About this home

617 DUNDEE LANE

Welcome to your light-filled Key Royale retreat—an effortlessly elegant coastal charmer on Anna Maria Island. Beautifully refreshed and thoughtfully designed, this home embraces the best of indoor-outdoor living with an open floor plan and walls of sliding glass doors that frame sparkling pool and tranquil water views. As you enter the home, you’re greeted by a bright and spacious living room with inviting views of the outdoors beyond. This welcoming space flows seamlessly into the kitchen and dining area, creating the perfect setting for indoor/outdoor entertaining and everyday enjoyment as living room opens to a covered patio, offering generous space for outdoor dining and lounging. At the heart of the home, a brand-new kitchen shines with a large island, breakfast bar, and dedicated dining area—perfect for gathering and hosting. A well-appointed butler’s pantry adds both function and style, featuring a desk workspace, second sink, and ample cabinetry. Enjoy cooking with top-tier appliances, including dual ovens and sleek induction cooktop. The spacious primary suite is a private sanctuary, where sliders and French doors lead to a serene backyard and a charming back porch—ideal for unwinding with evening cocktails as the sun sets. This sanctuary is also appointed with an ample walk- in closet for your comfort and convenience. Step outside to your own tropical oasis: a sparkling pool and spa, lush lawn, and a sandy beach area complete with a cozy fire pit. Boating enthusiasts will love the oversized dock equipped with a 10,000 lb boat lift, providing gorgeous sunset views over Bimini Bay and direct access to the Gulf, Tampa Bay, and the Intracoastal Waterway. Beyond the beauty, thoughtful upgrades provide peace of mind. In 2022 the seawall was replaced and sewer pipes were scoped and lined with PVC, a flood mitigation system has been installed, and all windows are hurricane-rated. This is more than a home—it’s a lifestyle. Start your mornings with sunlight dancing on the water, spend afternoons cruising the bay or playing a round at the nearby Key Royale Club, and end your days exploring Anna Maria Island’s renowned beaches, boutique shops, and charming restaurants. This property is a true island gem, perfectly capturing the relaxed elegance of coastal living.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,205

Sqft

0.24 ac

Lot size

2

Garage

1968

Year built

One

Levels

$986

Per sqft

Private poolWaterfrontWater viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · French Doors · Garden · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$8/mo
Taxes (2025)$12,131/yr
PetsYes
CommunityGolf Carts OK · Golf · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,731 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,736
PMI (est., until 20% equity)$816
Property tax — 2025 actual bill$1,011
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $217,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $217,500
Interest rate6.00%
Loan term

Estimated payment

$13,731/mo

Principal & interest$11,736
PMI (est., until 20% equity)$816
Property taxes (actual bill)$1,011
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.2M
$1.8MedgeAI estimate $2,314,264 · range $1.9M$2.5M$2.6M

vs edgeAI estimate

−6%

$/sqft vs Holmes Beach actives

$986 vs $902

Days on market

83 vs 95 typical

Where $986/sqft sits among the 140 Holmes Beach actives

21
32
39 · this home
20
9
19
$459–640$640–822$822–1003$1003–1185$1185–1366$1366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Key Royale

Map of 617 DUNDEE LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

Key Royale — neighborhood snapshot

Population

388

Median age

65

Median income

$192,667

Median home value

$1,283,100

Avg household

2

Households w/ children

17%

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

76 of 140

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

May 2, 2026Listed at $2,175,000 · 83 days on market since
1968Built · KEY ROYALE 9TH ADD

Reality check

What actually sold near 617 DUNDEE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

625 DUNDEE LANESold · Apr ’26

$2,200,000

625 DUNDEE LANE · same community

3 bd · 2 ba · 1,856 sqft · $1,185/sqft · 35 DOM

604 DUNDEE LANESold · Aug ’25

$785,000

604 DUNDEE LANE · same community

3 bd · 2 ba · 1,739 sqft · $451/sqft · 131 DOM

628 DUNDEE LANESold · Apr ’26

$3,850,000

628 DUNDEE LANE · same community

4 bd · 5 ba · 3,788 sqft · $1,016/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 617 DUNDEE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 617 DUNDEE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

617 DUNDEE LANE FAQs

What would the monthly payment be for 617 DUNDEE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,731/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 617 DUNDEE LANE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 617 DUNDEE LANE?+

The most recent tax bill on record (2025) was $12,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 617 DUNDEE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $2,175,000, this home is listed about 58% above the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 617 DUNDEE LANE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,175,000 runs 74% above the HOLMES BEACH 34217 median — but at 2,205 sqft it's also 43% larger than the typical Holmes Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Becky Sirigotis. MLS #A4692250.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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