Steeve Cadeau
$5,750,0005 bd5.5 ba4,940 sqft$1,164 /sqft$34,010 /mo all-in ↓

1395 HARBOR DRIVE, SARASOTA, FL, 34239

Active49 days on marketListed Jun 4, 2026MLS #A4691667

New constructionPrivate poolSingle Family ResidenceHARBOR ACRES

About this home

1395 HARBOR DRIVE

Under Construction. Situated on a prized 1/3-acre homesite in the prestigious Harbor Acres community, this extraordinary custom residence by the award-winning team at Allegra Homes masterfully blends timeless coastal elegance with modern luxury. The two-story “Lakeshore II” floor plan offers the ease and comfort of exceptional living with nearly 5,000 square feet of impeccably designed interiors. Featuring five bedrooms, five full baths, a powder bath, a dedicated office with custom built-ins and a game room with wet bar, every detail of this residence has been intentionally crafted to deliver a sophisticated yet effortless lifestyle. This solidly constructed home is enhanced with a brick paver motor court, a three-car garage, and professionally designed landscaping with irrigation and architectural lighting adding to its tropical ambiance. A dramatic great room serves as the centerpiece of the home, highlighted by soaring architecturally detailed ceilings, a stunning entertainment feature wall with fireplace, and expansive glass sliders that seamlessly connect the indoor living spaces to the spectacular outdoor retreat. Designed for year-round enjoyment, the beautifully finished lanai showcases a heated saltwater pool and spa, outdoor kitchen with grilling station and beverage center, and enclosed with Clear View screening that elevates the home’s refined coastal aesthetic. The gourmet kitchen is both functional and striking, anchored by an oversized island and appointed with an exceptional suite of Sub-Zero and Wolf appliances, including a 42-inch refrigerator, wine cooler, 36-inch cooktop, oven, and drop-down microwave—creating an ideal setting for entertaining and everyday living alike. Privately positioned, the luxurious owner’s suite offers a tranquil retreat with elegant wall detailing, a custom headboard feature wall, sitting area, and an indulgent bath featuring a freestanding soaking tub, oversized frameless glass shower, floating mirrors, split vanities, and a private water closet. Additional features include hurricane-impact windows and shutters, tankless recirculating water heater, tray ceilings with cove molding, recessed lighting, finished closets, 8-foot solid-core doors, and outdoor shower. Harbor Acres is widely considered one of Sarasota’s most established and prestigious waterfront neighborhoods — an ultra-prime West of the Trail enclave in one of Sarasota’s most desirable intown settings. Live moments from world-class boating, beaches, dining, and arts scene in a spectacular home designed to capture the essence of coastal luxury.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,940

Sqft

0.39 ac

Lot size

3

Garage

2027

Year built

Two

Levels

$1,164

Per sqft

Private pool

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Microwave · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofMetal · Shingle
ConstructionBlock · Stucco
FoundationBlock · Slab · Stem Wall
FacesSouth
ExteriorBalcony · Hurricane Shutters · Irrigation System · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$8,003/yr

Utilities & systems

UtilitiesCable Available
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$34,010 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$31,027
PMI (est., until 20% equity)$2,156
Property tax — 2025 actual bill$667
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $575,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $575,000
Interest rate6.00%
Loan term

Estimated payment

$34,010/mo

Principal & interest$31,027
PMI (est., until 20% equity)$2,156
Property taxes (actual bill)$667
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HARBOR ACRES

$1,164 vs $1,311

Days on market

49 vs 58 typical

Where $1,164/sqft sits among the 8 homes for sale in HARBOR ACRES

2
2 · this home
2
0
1
1
$566–898$898–1230$1230–1562$1562–1895$1895–2227$2227+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Acres

Map of 1395 HARBOR DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa67 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Harbor Acres — neighborhood snapshot

Population

353

Median age

65

Median income

$139,659

Median home value

$1,145,800

Avg household

2

Households w/ children

23%

For the school run

Sarasota County School District

HighSarasota High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

4 of 8

HARBOR ACRES have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 785% above the SARASOTA 34239 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $5,750,000 · 49 days on market since
2027Built · HARBOR ACRES

Reality check

What actually sold near 1395 HARBOR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1349 HARBOR DRIVESold · May ’26

$3,625,000

1349 HARBOR DRIVE · same community

4 bd · 4 ba · 4,337 sqft · $836/sqft · 96 DOM

1395 HARBOR DRIVESold · Feb ’26

$1,500,000

1395 HARBOR DRIVE · same community

6 bd · 5.5 ba · 4,326 sqft · $347/sqft · 0 DOM

1333 VISTA DRIVESold · Aug ’25

$9,280,000

1333 VISTA DRIVE · same community

5 bd · 5.5 ba · 5,844 sqft · $1,588/sqft · 122 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1395 HARBOR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1395 HARBOR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1395 HARBOR DRIVE FAQs

What would the monthly payment be for 1395 HARBOR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $34,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1395 HARBOR DRIVE?+

The most recent tax bill on record (2025) was $8,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $5,750,000, this home is listed about 909% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1395 HARBOR DRIVE?+

Sarasota High School (high), Southside Elementary School (elementary), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,750,000 runs 785% above the SARASOTA 34239 median — but at 4,940 sqft it's also nearly 3 times the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sarasota High School, Southside Elementary School, Brookside Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of GRECO REAL ESTATE · Karen Greco. MLS #A4691667.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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