Steeve Cadeau
$789,000$799,0004 bd2 ba1,995 sqft$395 /sqft$5,319 /mo all-in ↓

1133 MONTEZUMA DRIVE, BRADENTON, FL, 34209

Active101 days on marketListed Apr 13, 2026MLS #A4689347

Reduced $10KSingle Family ResidencePALMA SOLA PARK REP

About this home

1133 MONTEZUMA DRIVE

New price! Bring Offers! Spacious Coastal Retreat with Modern Updates & Prime Location. Perfectly positioned just moments from Palma Sola Bay—where dolphins are often seen playing—and only minutes to the world-renowned beaches of Anna Maria Island, this coastal retreat offers the ideal blend of location and lifestyle. Nestled in the desirable Palma Sola Park community in Northwest Bradenton, residents enjoy access to a scenic waterfront park and boat basin—perfect for fishing, kayaking, and boating adventures right in your neighborhood. Homeowners also have an opportunity to lease a boat slip at the boat basin when available. This spacious 4-bedroom, 2-bath home features an updated kitchen with quartz countertops, beautifully renovated bathrooms, and both living and family rooms, providing plenty of space to relax and entertain. The thoughtfully designed split floor plan offers privacy, with the primary suite tucked away on its own side of the home, complete with an ensuite bath and walk-in closet. Step outside to a large covered, screened lanai—ideal for enjoying Florida’s indoor-outdoor lifestyle—overlooking a generous backyard with ample room to add a pool. Enjoy the convenience of being just a short drive to shopping, great restaurants, and medical facilities—everything you need is within easy reach. For added peace of mind, the home remained untouched by past storms despite its close proximity to the bay. There is also room for your RV or boat onsite. RV hook ups in place for electric and sewer. Opportunities like this—offering space, updates, and an unbeatable coastal location—don’t come along often. Whether you’re searching for a full-time residence, a seasonal escape, or an investment near the beach, this home checks all the boxes. Schedule your private showing today and experience the best of Florida living for yourself.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,995

Sqft

0.31 ac

Lot size

2

Garage

1973

Year built

One

Levels

$395

Per sqft

NegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorRV Hookup · Sliding Doors

Community & fees

Taxes (2025)$7,266/yr
PetsYes
CommunityBoat Slip · Fishing · Water Access · Park

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,319 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property tax — 2025 actual bill$606
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,900
Interest rate6.00%
Loan term

Estimated payment

$5,319/mo

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property taxes (actual bill)$606
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $789K
$493KedgeAI estimate $591,916 · range $513K$788K$821K

vs edgeAI estimate

+33.3%

Days on market

101 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palma Sola Park

Map of 1133 MONTEZUMA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Palma Sola Park — neighborhood snapshot

Population

902

Median age

60

Median income

$88,950

Median home value

$440,500

Avg household

2

Households w/ children

30%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryPalma Sola Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 207% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $789,000 $10K
Apr 13, 2026Listed at $799,000 · 101 days on market since
1973Built · PALMA SOLA PARK REP

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1133 MONTEZUMA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1133 MONTEZUMA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1133 MONTEZUMA DRIVE FAQs

What would the monthly payment be for 1133 MONTEZUMA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1133 MONTEZUMA DRIVE?+

The most recent tax bill on record (2025) was $7,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1133 MONTEZUMA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $789,000, this home is listed about 99% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1133 MONTEZUMA DRIVE?+

Martha B. King Middle School (middle), Palma Sola Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FRAN MAXON REAL ESTATE · Stephanie Bell. MLS #A4689347.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton homes, in your inbox

Like 1133 MONTEZUMA DRIVE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 10:54 PM UTC. The listing information on this page last changed on July 23, 2026 at 10:54 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 10:54 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 10:54 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.