Steeve Cadeau
$1,450,0003 bd3 ba2,964 sqft$489 /sqft$9,731 /mo all-in ↓

318 COMPASS POINT DRIVE UNIT 202, BRADENTON, FL, 34209

Active106 days on marketListed Apr 8, 2026MLS #A4688460

CondominiumEDGEWATER WALK ON HARBOUR ISLE 5-36

About this home

318 COMPASS POINT DRIVE UNIT 202

Step inside a coastal retreat where effortless elegance meets everyday comfort, beginning with a front porch that welcomes you into a light filled interior defined by soaring ceilings, crisp shiplap accents, and a seamless open concept design. Inside, a bright and airy foyer opens to the beautifully finished interiors, where natural light pours in and highlights the thoughtful design throughout. The main living space unfolds effortlessly, blending comfort and style with an open layout that connects the living room, wet bar with ice maker, dining area, and kitchen. The kitchen is as functional as it is beautiful, featuring a dedicated barista bar, ample cabinetry, generous counter space, and both casual eat in dining and a separate dining room, creating flexibility for everyday living or entertaining on any scale. Featuring 3BD/3BA, including two private ensuite retreats that provide a sense of comfort and privacy for both owners and guests. A versatile den adds even more flexibility, ideal for a home office, media room, or additional guest space. Upstairs, a truly special highlight awaits, a top floor room designed to capture sweeping views of the Intracoastal, offering a serene setting for morning coffee, sunset unwinding, or simply enjoying the ever changing waterfront scenery. Multiple balconies extend the living space outdoors, inviting in coastal breezes and creating peaceful spots to relax, dine, or entertain while taking in the surrounding beauty. Practicality meets convenience with an elevator, central vac system, two car garage and a layout that balances open gathering spaces with private retreats, making the home as livable as it is visually appealing. Beyond the home itself, Harbour Isles delivers a lifestyle that is second to none. Located just off the island, you will enjoy quick access to pristine beaches, boating , local dining, and boutique shopping, all while returning to a quiet, beautifully maintained community. Just steps away, the marina offers effortless access to the water, complete with Freedom Boat Club, the Compass Hotel, and waterfront restaurants that make dining and sunset cocktails part of your everyday routine. Residents also enjoy resort style amenities including sparkling pools, a kayak launch for exploring scenic waterways, a clubhouse, playground, on site dining, fitness center and lush landscaping that creates a true sense of escape all enveloped in this gated community. Here, every detail comes together to offer not just a home, but a refined coastal lifestyle where relaxation and recreation are always within reach.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,964

Sqft

2

Garage

2015

Year built

Two

Levels

$489

Per sqft

Water view

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Other · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationSlab
ViewWater
FacesEast
ExteriorRain Gutters · Sidewalk

Community & fees

Taxes (2025)$14,443/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,731 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property tax — 2025 actual bill$1,204
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $145,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $145,000
Interest rate6.00%
Loan term

Estimated payment

$9,731/mo

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property taxes (actual bill)$1,204
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$868KedgeAI estimate $1,025,225 · range $904K$1.2M$1.5M

vs edgeAI estimate

+41.4%

Days on market

106 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Map of 318 COMPASS POINT DRIVE UNIT 202 inside its neighborhood boundary

Drive times from this address

Downtown Tampa65 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 473% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 8, 2026Listed at $1,450,000 · 106 days on market since
2015Built · EDGEWATER WALK ON HARBOUR ISLE 5-36

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 318 COMPASS POINT DRIVE UNIT 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 318 COMPASS POINT DRIVE UNIT 202 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

318 COMPASS POINT DRIVE UNIT 202 FAQs

What would the monthly payment be for 318 COMPASS POINT DRIVE UNIT 202?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,731/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 318 COMPASS POINT DRIVE UNIT 202?+

The most recent tax bill on record (2025) was $14,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 318 COMPASS POINT DRIVE UNIT 202?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,450,000, this home is listed about 266% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 318 COMPASS POINT DRIVE UNIT 202?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,450,000 runs 473% above the BRADENTON 34209 median — but at 2,964 sqft it's also nearly twice the size of the typical Bradenton listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

106 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of DUNCAN REAL ESTATE, INC. · Darcie Duncan. MLS #A4688460.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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