Steeve Cadeau
$160,0001 bd1 ba857 sqft$187 /sqft$1,307 /mo all-in ↓

3690 PINECREST ST UNIT 114, SARASOTA, FL, 34232

Active115 days on marketListed Mar 31, 2026MLS #A4687983

Priced 35% below the SARASOTA 34232 medianCondominiumVILLAGE PLAZA SEC 1

About this home

3690 PINECREST ST UNIT 114

Adorable Sarasota winter home or investment property. This updated, first floor and pet friendly condo with maintenance free living allows you to enjoy all that Sarasota has to offer. Major updates include kitchen and bathroom, AC, thermostat, air scrubber, appliances, water heater, storm door, lighting, tub fixtures and interior paint. Beautiful kitchen with granite counters and stainless steel appliances, ceramic tile throughout, extra large bedroom with walk-in closet, living room with adjoining office area and a garden view, designated covered carport, storage and laundry room only a few steps from the front door. Exciting 55 plus community with a full calendar of events and activities. This community offers a heated pool, fitness center, sauna, pickleball court, shuffleboard, library, billiards room, yoga, bbq grilling area, bingo, cards, socials and more! Just around the corner from Publix, Walgreens, Walmart Market, Home Goods and dining. Short distance to Siesta Key Beach and The Legacy Trail. Condo fee includes cable, internet, pest control, grounds maintenance. No waiting period to rent. No flooding or damage from hurricanes. Flood Zone X.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

857

Sqft

1972

Year built

One

Levels

$187

Per sqft

Garden viewNegotiable55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorStone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesNorth
ExteriorCourtyard · Garden · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2026)$1,610/yr
PetsCats OK, Dogs OK, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,307 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2026 actual bill$134
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,307/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$134
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$154KedgeAI estimate $426,642 · range $362K$527K$548K

vs edgeAI estimate

−62.5%

$/sqft vs Sarasota actives

$187 vs $328

Days on market

115 vs 58 typical

Where $187/sqft sits among the 400 Sarasota actives

231 · this home
63
29
26
18
33
$152–388$388–624$624–861$861–1097$1097–1333$1333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Plaza

Map of 3690 PINECREST ST UNIT 114 inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Village Plaza — neighborhood snapshot

Population

489

Median age

58

Median income

$81,648

Median home value

$243,100

Avg household

2

Households w/ children

29%

For the school run

Sarasota County School District

ElementaryWilkinson Elementary School★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

148 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the SARASOTA 34232 median. See the full Sarasota market guide →

Paper trail

This home's history

Mar 31, 2026Listed at $160,000 · 115 days on market since
1972Built · VILLAGE PLAZA SEC 1

Reality check

What actually sold near 3690 PINECREST ST UNIT 114

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3690 PINECREST STREET UNIT 124Sold · Feb ’26

$125,000

3690 PINECREST STREET UNIT 124 · same community

2 bd · 1 ba · 857 sqft · $146/sqft · 274 DOM

3540 HISPANIA PLACE UNIT 214Sold · Jul ’26

$148,500

3540 HISPANIA PLACE UNIT 214 · same community

2 bd · 1 ba · 857 sqft · $173/sqft · 21 DOM

3560 HISPANIA PLACE UNIT 211Sold · May ’26

$145,000

3560 HISPANIA PLACE UNIT 211 · same community

2 bd · 2 ba · 1,160 sqft · $125/sqft · 88 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3690 PINECREST ST UNIT 114 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3690 PINECREST ST UNIT 114 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3690 PINECREST ST UNIT 114 FAQs

What would the monthly payment be for 3690 PINECREST ST UNIT 114?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,307/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3690 PINECREST ST UNIT 114?+

The most recent tax bill on record (2026) was $1,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3690 PINECREST ST UNIT 114?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $160,000, this home is listed about 72% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3690 PINECREST ST UNIT 114?+

Wilkinson Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WIEGAND REALTY · Jeaneen Wiegand. MLS #A4687983.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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