295 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947
Active132 days on marketListed Mar 25, 2026MLS #A4687428
About this home
295 ANNAPOLIS LANE
Welcome to 295 Annapolis Lane in beautiful Rotonda West, Florida, where comfort, privacy, and Florida living come together. This charming home offers two spacious bedrooms, two bathrooms, and a versatile den that can easily serve as a third bedroom, home office, or guest space. From the moment you arrive, you'll appreciate the peaceful setting and the inviting atmosphere that makes this property feel like home. Step outside to your private screened lanai and enjoy the heated swimming pool year-round, whether you're relaxing with your morning coffee or entertaining family and friends. The home has been thoughtfully maintained and benefits from several major recent improvements, including a new roof (2022), new air conditioning system (2022), new electrical panel (2024), and a new pool heater (2024), providing peace of mind for years to come. Inside, you'll notice a professionally installed European stretch ceiling, a premium architectural finish widely used throughout Europe for its sleek, seamless appearance, durability, and moisture-resistant qualities. It is a modern decorative feature that complements the home's clean and inviting interior. Ideally located just minutes from golf courses, marinas, Boca Grande beaches, shopping, dining, and all that Southwest Florida has to offer, this home is equally suited as a full-time residence, a seasonal retreat, or an income-producing investment. Whether you're searching for your own piece of paradise or your next smart investment, 295 Annapolis Lane is ready to welcome you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.25 ac
Lot size
1
Garage
1981
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,340 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs ROTONDA WEST OAKLAND HILLS
$232 vs $192
Days on market
132 vs 53 typical
Where $232/sqft sits among the 25 homes for sale in ROTONDA WEST OAKLAND HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rotonda Wheel
Get to know Rotonda West. See the full Rotonda West guide →
Rotonda Wheel — neighborhood snapshot
Population
8,029
Median age
65
Median income
$71,441
Median home value
$351,013
Avg household
2
Households w/ children
283
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Rotonda West market
$382K → $409K
Rotonda West median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
14 of 25
ROTONDA WEST OAKLAND HILLS have cut their price
Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 464% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →
Paper trail
This home's history
Reality check
What actually sold near 295 ANNAPOLIS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$225,000
33 ANNAPOLIS LANE · same community
2 bd · 2 ba · 1,185 sqft · $190/sqft · 130 DOM
Sold · Nov ’25$300,000
82 CADDY ROAD · same community
3 bd · 2 ba · 1,304 sqft · $230/sqft · 0 DOM
Sold · May ’26$205,000
72 OAKLAND HILLS COURT · same community
2 bd · 2 ba · 1,337 sqft · $153/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 295 ANNAPOLIS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 295 ANNAPOLIS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
295 ANNAPOLIS LANE FAQs
What would the monthly payment be for 295 ANNAPOLIS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,340/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 295 ANNAPOLIS LANE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 295 ANNAPOLIS LANE?+
The most recent tax bill on record (2025) was $4,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 295 ANNAPOLIS LANE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Rotonda West?+
At $278,000, this home is listed about 30% below the Rotonda West median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 295 ANNAPOLIS LANE?+
L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$278,000 runs 464% above the ROTONDA WEST 33947 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
132 days on market against a Rotonda West median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $290,000, now $278,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VIGOREON INVESTMENTS LLC · Sandrine Maquet. MLS #A4687428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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