
1517 4TH STREET E, PALMETTO, FL, 34221
Active91 days on marketListed Apr 24, 2026MLS #A4686029
About this home
1517 4TH STREET E
A TRULY EXCEPTIONAL NEW CUSTOM BUILT WATERFRONT ESTATE ON THE MANATEE RIVER WITHIN THE PRESTIGIOUS GATED ENCLAVE OF WATER'S EDGE AT SANCTUARY COVE! Uncompromising craftsmanship and sweeping panoramic water views create an extraordinary residence. Designed with inspiration from the Coastal Living Idea House by Cooper Johnson Smith Architects, this remarkable home offers a rare blend of refined craftsmanship, resort-style outdoor living, and direct boating access, creating an unparalleled Florida lifestyle defined by elegance, comfort, and effortless indoor-outdoor living. Perfectly positioned to capture sweeping water views from the front, rear, and side elevations, the home includes a 35-foot private boat slip with a 10,000 lb lift, complete with water and power. Built with lasting quality in mind, this home features a standing seam metal roof, half-round galvalume gutters, a closed attic system and spray foam insulation throughout the second floor. Interiors are finished with level 5 smooth drywall, engineered oak hardwood flooring throughout, and extensive custom millwork and casework. Architectural details include custom door surrounds, transoms in the living room, cove molding, and LED-accented coastal molding in the family room and kitchen. Ceiling heights impress with 12-foot ceilings along with vaulted ceilings in the kitchen, family room, porch, and primary suite. The chef’s kitchen is designed for both function and entertaining, featuring high end cabinetry, a custom chateau style range hood, granite countertops with warm neutral tones, a one-piece granite island with seating for five, banquette seating, an 8-burner gas double oven range, warming drawer, and under-cabinet and cove lighting. The kitchen flows seamlessly into the family room and screened porch, enhancing the home’s open-concept design. A well-appointed laundry and utility space offers quartzite countertops, a full pantry, laundry sink with cabinetry, hanging space, and additional linen storage. The primary suite is a private sanctuary with a vaulted ceiling, motorized blackout shades and a private terrace with full river views. The spa-inspired bath features marble finishes, double sinks, basketweave tile detailing, marble wainscoting, and a multi-head shower system with rainfall, waterfall, and body sprays, along with thermostatic controls and a heated towel rack. The suite also connects to a private courtyard with a fountain and outdoor shower. Outdoor living is equally impressive with a heated and cooling saltwater pool and spa. The exterior showcases a herringbone brick driveway, golf cart parking, and distinctive copper gas lanterns at the front entry and screened porch. Modern efficiency and technology include a whole-house natural gas generator, two tankless gas water heaters and smart LED lighting. This extraordinary residence offers a rare opportunity to own a meticulously designed waterfront home that seamlessly blends architectural excellence, luxury finishes, and premier boating access in one of the area’s most desirable coastal communities. This home offers convenient access to the 365 acre Emerson Point preserve, the beaches of Anna Maria Island, local restaurants and two nearby airports. Embrace the beauty of Florida waterfront living, where boating, sunset views and coastal relaxation are part of everyday life.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,505
Sqft
0.34 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$664
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,378 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,378/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SANCTUARY COVE
$664 vs $358
Days on market
91 vs 55 typical
Where $664/sqft sits among the 7 homes for sale in SANCTUARY COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
5 of 7
SANCTUARY COVE have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 719% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1517 4TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$2,023,093
1509 4TH STREET E · same community
4 bd · 4 ba · 3,743 sqft · $541/sqft · 72 DOM
Sold · Dec ’25$1,750,000
1902 4TH STREET E · same community
4 bd · 4.5 ba · 3,328 sqft · $526/sqft · 100 DOM
Sold · Jul ’26$1,650,000
1802 4TH STREET E · same community
3 bd · 3.5 ba · 3,139 sqft · $526/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1517 4TH STREET E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1517 4TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1517 4TH STREET E FAQs
What would the monthly payment be for 1517 4TH STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,378/mo — principal and interest, the actual property-tax bill, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1517 4TH STREET E?+
The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1517 4TH STREET E?+
The most recent tax bill on record (2025) was $9,657. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1517 4TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,990,000, this home is listed about 649% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1517 4TH STREET E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jay Travis, Pa. MLS #A4686029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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