S SAN MATEO DRIVE, NORTH PORT, FL, 34286
Active148 days on marketListed Mar 7, 2026MLS #A4685145
About this home
S SAN MATEO DRIVE
Double Lot on S San Mateo Dr, lots 21 and 22. Total Lot frontage is 160 wide, each lot is 80 x 125. Property taxes of $1358 include both lots. Buy and hold or build 1 or 2 homes side by side. Excellent North Port location!
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$526 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$526/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Atwater
Get to know North Port. See the full North Port guide →
Atwater — neighborhood snapshot
Population
3,462
Median age
41
Median income
$70,807
Median home value
$285,218
Avg household
3
Households w/ children
417
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $308K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near S SAN MATEO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$321,000
4423 Albacore Cir, Port Charlotte FL 33948 · same community
3 bd · 2 ba · 49 DOM
Sold · May ’26$149,000
3460 Normandy Dr, Port Charlotte FL 33952 · same community
2 bd · 1 ba · 695 sqft · $214/sqft · 114 DOM
Sold · Apr ’26$95,000
21435 GLENDALE AVE · same community
2 bd · 1 ba · 848 sqft · $112/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about S SAN MATEO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for S SAN MATEO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
S SAN MATEO DRIVE FAQs
What would the monthly payment be for S SAN MATEO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on S SAN MATEO DRIVE?+
The most recent tax bill on record (2025) was $1,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at S SAN MATEO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $40,000, this home is listed about 88% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to S SAN MATEO DRIVE?+
Atwater Elementary (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$40,000 runs 29% above the NORTH PORT 34286 median.
02Time on market is leverage
148 days on market against a North Port median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $50,000, now $40,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Jen Bowman. MLS #A4685145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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