10215 CHARLOTTE DRIVE, PARRISH, FL, 34219
Active149 days on marketListed Feb 24, 2026MLS #A4683389
About this home
10215 CHARLOTTE DRIVE
$1000 towards buyers prepaids and closing cost! Welcome to this beautifully designed 4 bedroom, 2.5 bath lakefront home built in 2023. No waiting to build this beauty is ready to move in! This spacious 2 story home features an open concept floor plan with stunning lake views that create a peaceful back drop for every day living. The modern kitchen is the heart of the home, complete with stainless steel appliances, a large kitchen island, and a walk in pantry, perfect for entertaining or casual family gatherings. All 4 bedrooms are conveniently located on the 2nd floor along with a centrally positioned laundry room for added ease and functionality. Enjoy resort style community amenities including 2 clubhouses, fitness center, picnic areas, 2 pools, dog park, and playground. A wonderful opportunity to enjoy newer construction living without the wait and beautiful water views!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,308
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,221 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,221/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs Parrish actives
$169 vs $204
Days on market
149 vs 42 typical
Where $169/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manatee River Farms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
Manatee River Farms — neighborhood snapshot
Population
114
Median age
40
Median income
$191,750
Median home value
$569,628
Avg household
2
Households w/ children
21%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
209 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 10215 CHARLOTTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$429,000
12319 NANTAHALA RUN · same community
4 bd · 3 ba · 2,528 sqft · $170/sqft · 20 DOM
Sold · Nov ’25$350,000
13068 EMPRESS JEWEL TRAIL
5 bd · 2.5 ba · 2,389 sqft · $147/sqft · 3 DOM
Sold · Dec ’25$343,750
13061 EMPRESS JEWEL TRAIL
5 bd · 2.5 ba · 2,389 sqft · $144/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10215 CHARLOTTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10215 CHARLOTTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10215 CHARLOTTE DRIVE FAQs
What would the monthly payment be for 10215 CHARLOTTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,221/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10215 CHARLOTTE DRIVE?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10215 CHARLOTTE DRIVE?+
The most recent tax bill on record (2024) was $5,790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10215 CHARLOTTE DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $389,000, this home is listed about 8% below the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 10215 CHARLOTTE DRIVE?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PARRISH 34219 market on paper
$389,000 is 6% below the PARRISH 34219 median of $414,772, and at $169/sqft it sits under the Parrish average of $220.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
149 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $399,000, now $389,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ANCHOR DOWN REAL ESTATE · Deborah Capobianco. MLS #A4683389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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