
4527 PARK LAKE TERRACE N, BRADENTON, FL, 34209
Active174 days on marketListed Feb 13, 2026MLS #A4682375
About this home
4527 PARK LAKE TERRACE N
MOTIVATED SELLER!! Welcome to this meticulously maintained TURN-KEY FURNISHED (or unfurnished depending on buyer preference) 2 bedroom, 2 bath end-unit villa with pride of ownership in the heart of Bradenton at Forty Three West Community. Both front and rear screened spacious brick patios for entertaining, relaxing and enjoying Florida living. Because it is an end-unit your guests can park in the designated space and walk directly into the property for convenience. Open great-room living with vaulted ceilings and skylights. Kitchen is well appointed with sliding glass doors to front patio, box window over kitchen sink for herbs or plants with newer stainless steel appliances (Refrigerator 2025, disposal 2024, range, microwave, dishwasher 2010) and granite counter tops. Florida room has been enclosed with sliding doors (shutters included) across the back over looking the massive screened patio with brick pavers for your outdoor retreat ideal for reading, sunning, dining & entertaining. Utility room off of Florida room has ample space for storage and the washer & dryer 2025. Attached one car garage for parking, storage or workshop. Move-in ready. Furniture can stay or be removed for the convenience of the buyer. Forty Three West offers a community pool, spa, clubhouse and tennis/pickleball courts. Minutes to the beautiful world class beaches, schools, parks, golf, medical facilities, restaurants and shopping.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,307
Sqft
0.07 ac
Lot size
1
Garage
1987
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,394 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,394/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.9%
$/sqft vs Bradenton actives
$260 vs $246
Days on market
174 vs 55 typical
Where $260/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4527 PARK LAKE TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$240,000
4534 PARK LAKE TERRACE N UNIT NA · same community
2 bd · 2 ba · 1,304 sqft · $184/sqft · 102 DOM
Sold · Mar ’26$315,000
4613 PARK LAKE TERRACE S UNIT 4613 · same community
2 bd · 2 ba · 1,100 sqft · $286/sqft · 101 DOM
Sold · Jul ’26$230,000
376 SPRINGDALE DRIVE
2 bd · 2 ba · 1,304 sqft · $176/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4527 PARK LAKE TERRACE N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4527 PARK LAKE TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4527 PARK LAKE TERRACE N FAQs
What would the monthly payment be for 4527 PARK LAKE TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,394/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4527 PARK LAKE TERRACE N?+
The most recent tax bill on record (2024) was $983. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4527 PARK LAKE TERRACE N?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $340,000, this home is listed about 13% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Bradenton market on paper
$340,000 is 13% below the Bradenton median of $389,900, and at $260/sqft it sits under the Bradenton average of $263.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
174 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $350,000, now $340,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Cindy Greco. MLS #A4682375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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