Steeve Cadeau
$6,700,000$6,995,000$43,326 /mo all-in ↓

3550 BAYOU LOUISE LANE, SARASOTA, FL, 34242

Active181 days on marketListed Feb 13, 2026MLS #A4682294

Reduced $295KWaterfrontSIESTA REV OF

About this home

3550 BAYOU LOUISE LANE

Gorgeous waterfront property offering sweeping views from Big Pass to Bayou Louise. Rarely available, one of only 10 properties with water access on the east and west, sitting on the coveted north end of Siesta Key, this exceptional parcel features 175 feet of water frontage and spans over three quarters of an acre. A property of this caliber is a rarity—don’t miss the chance to build your legacy on Sarasota’s most exclusive shoreline. With unobstructed access to both Sarasota Bay and the Gulf, this is a premier setting for boating enthusiasts seeking effortless days of fishing, cruising, or island hopping. The panoramic water views from this prestigious North Siesta Key location are truly remarkable, capturing the natural beauty of the coastline from sunrise to sunset. Large waterfront parcels of this scale and frontage are increasingly rare, offering both privacy and the opportunity to create a legacy estate in one of Sarasota’s most desirable coastal enclaves. Whether you envision designing a custom waterfront retreat tailored to your lifestyle or securing a prime land investment for the future, this property presents exceptional flexibility. The lot is available as vacant land (MLS #A4682294) or as a residential offering (MLS #A4682295) featuring a proposed custom home designed by award winning Konstant Architecture (plans complete and available). Buyers may purchase the land independently or move forward with a luxury designed new construction project with plans and permitting already in place. Located just moments from the beach, waterfront dining, and Sarasota’s vibrant cultural and entertainment scene, this property delivers an extraordinary opportunity to create your own Siesta Key masterpiece.

Facts & features

The home at a glance

0.77 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

Taxes (2025)$54,012/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$43,326 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$36,153
PMI (est., until 20% equity)$2,513
Property tax — 2025 actual bill$4,501
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $670,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $670,000
Interest rate6.00%
Loan term

Estimated payment

$43,326/mo

Principal & interest$36,153
PMI (est., until 20% equity)$2,513
Property taxes (actual bill)$4,501
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bay Island

Map of 3550 BAYOU LOUISE LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Bay Island — neighborhood snapshot

Population

531

Median age

61

Median income

$151,850

Median home value

$2,000,000

Avg household

2

Households w/ children

31%

For the school run

Sarasota County School District

MiddleBrookside Middle School★★★★★
ElementaryPhillippi Shores Elementary School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1349% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,700,000 $295K
Feb 13, 2026Listed at $6,995,000 · 181 days on market since

Reality check

What actually sold near 3550 BAYOU LOUISE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

266 OGDEN STREETSold · Jul ’26

$740,000

266 OGDEN STREET · same community

3 bd · 2 ba · 1,433 sqft · $516/sqft · 7 DOM

129 PIERSON LANESold · Mar ’26

$718,000

129 PIERSON LANE · same community

2 bd · 2 ba · 1,725 sqft · $416/sqft · 4 DOM

157 GARDEN LANESold · Jun ’26

$1,050,000

157 GARDEN LANE · same community

3 bd · 2 ba · 2,146 sqft · $489/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3550 BAYOU LOUISE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3550 BAYOU LOUISE LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3550 BAYOU LOUISE LANE FAQs

What would the monthly payment be for 3550 BAYOU LOUISE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $43,326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3550 BAYOU LOUISE LANE?+

The most recent tax bill on record (2025) was $54,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $6,700,000, this home is listed about 1099% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3550 BAYOU LOUISE LANE?+

Brookside Middle School (middle), Phillippi Shores Elementary School (elementary), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$6,700,000 runs 1349% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

181 days on market against a Sarasota median of 64 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Brookside Middle School, Phillippi Shores Elementary School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $6,995,000, now $6,700,000 — a $295K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Keith Curcio. MLS #A4682294.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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