Steeve Cadeau
$429,900$449,9003 bd2 ba1,918 sqft$224 /sqft$3,156 /mo all-in ↓

2804 4TH STREET E, BRADENTON, FL, 34208

Active161 days on marketListed Feb 10, 2026MLS #A4682112

Reduced $20KSingle Family ResidencePLEASANT RIDGE

About this home

2804 4TH STREET E

Renovated single-family home with 3 bedrooms, 2 baths, and a den. No HOA or deed restrictions—bring your pets, boat, RV, or work truck. Updates include a new kitchen with stainless steel appliances, new flooring, fresh interior/exterior paint, new doors, and ceiling fans. Roof is 6 years old; HVAC 2018; water heater 2024. Large front yard with ample parking. Close to shopping, restaurants, Manatee Memorial Hospital, UTC Mall, SRQ Airport, and minutes from the beach. Call today for a private showing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,918

Sqft

0.23 ac

Lot size

1960

Year built

One

Levels

$224

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingCovered · Driveway · Open
ExteriorStorage

Community & fees

Taxes (2024)$3,304/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,156 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2024 actual bill$275
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,156/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$275
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$378KedgeAI estimate $418,472 · range $394K$429K$447K

vs edgeAI estimate

+2.7%

$/sqft vs Bradenton actives

$224 vs $240

Days on market

161 vs 53 typical

Where $224/sqft sits among the 400 Bradenton actives

108
97 · this home
89
42
27
37
$123–183$183–242$242–302$302–361$361–421$421+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 2804 4TH STREET E

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34208 — neighborhood snapshot

Population

43,779

Median age

37.3

Median income

$59,899

Median home value

$303,600

Avg household

2.95

Households w/ children

5,314

For the school run

Manatee County School District

HighBraden River High School★★★★★
ElementarySamoset Elementary School★★★★★
ElementaryManatee Elementary School★★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

190 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,900 $20K
Feb 10, 2026Listed at $449,900 · 161 days on market since
1960Built · PLEASANT RIDGE

Reality check

What actually sold near 2804 4TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1773 Ocala Road, North Palm Beach FL 33408Sold · Jun ’26

$805,000

1773 Ocala Road, North Palm Beach FL 33408 · same community

3 bd · 2 ba · 1,555 sqft · $518/sqft · 26 DOM

1893 Circle Drive, North Palm Beach FL 33408Sold · Jul ’25

$590,000

1893 Circle Drive, North Palm Beach FL 33408 · same community

3 bd · 2 ba · 1,329 sqft · $444/sqft · 5 DOM

1108 40TH AVENUE WSold · Mar ’26

$222,500

1108 40TH AVENUE W

3 bd · 2 ba · 1,926 sqft · $116/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2804 4TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2804 4TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

2804 4TH STREET E FAQs

What would the monthly payment be for 2804 4TH STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,156/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2804 4TH STREET E?+

The most recent tax bill on record (2024) was $3,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $429,900, this home is listed about 9% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2804 4TH STREET E?+

Braden River High School (high), Samoset Elementary School (elementary), Manatee Elementary School (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$429,900 runs 21% above the BRADENTON 34208 median — but at 1,918 sqft it's also 21% larger than the typical Bradenton listing.

02Time on market is leverage

161 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $449,900, now $429,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of SRQ INTERNATIONAL REALTY LLC · Jaime Orjuela. MLS #A4682112.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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