Steeve Cadeau
$334,900$369,0003 bd2 ba1,194 sqft$280 /sqft$2,541 /mo all-in ↓

810 20TH AVENUE W, BRADENTON, FL, 34205

Active165 days on marketListed Feb 10, 2026MLS #A4682057

Reduced $34KSingle Family ResidenceORANGE ESTATES

About this home

810 20TH AVENUE W

You have found your next home. Fully rebuilt from the slab up, this beautifully renovated home is ideally located just minutes from Downtown Bradenton. Enjoy quick access to the Riverwalk, dining, shopping, arts, and year-round events, all while living in a quiet residential setting. The open floor plan offers a bright, welcoming feel with new laminate and tile flooring throughout. The kitchen features wood accents, a farmhouse sink, and modern fixtures, and flows into a separate dining area perfect for entertaining. Major updates include a new roof, new electrical and plumbing, new HVAC system with warranty, hurricane impact windows, hurricane ties, cement pads, new insulation, ceiling fans, and a large water heater—providing peace of mind for years to come. The primary suite includes an ensuite bath and dual closets, while both bathrooms showcase a modern, HGTV-inspired design. A spacious backyard offers room for outdoor entertaining or recreation. No HOA. Conveniently located three blocks from LECOM Park, approximately one mile from Manatee Memorial Hospital, minutes to area beaches, and a short drive to Tampa and Sarasota. An excellent opportunity to own a move-in-ready home near the heart of Brade

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,194

Sqft

0.17 ac

Lot size

1948

Year built

One

Levels

$280

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesMicrowave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationCrawlspace · Slab
FacesSouth
ParkingDriveway · Off Street
ExteriorPrivate Mailbox · Private Yard · Sidewalk

Community & fees

Taxes (2025)$3,140/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,541 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$262
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,722Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,722
Interest rate6.00%
Loan term

Estimated payment

$2,541/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$262
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$233KedgeAI estimate $277,192 · range $242K$367K$381K

vs edgeAI estimate

+20.8%

$/sqft vs Bradenton actives

$280 vs $236

Days on market

165 vs 53 typical

Where $280/sqft sits among the 400 Bradenton actives

99
103
83 · this home
46
30
39
$122–179$179–236$236–293$293–350$350–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Point

Map of 810 20TH AVENUE W inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

High Point — neighborhood snapshot

Population

1,318

Median age

33

Median income

$45,641

Median home value

$265,097

Avg household

3

Households w/ children

200

For the school run

Manatee County School District

ElementaryG D Rogers Garden- Bullock Elementary★★★★★
HighSoutheast High School★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $334,900 $34K
Feb 10, 2026Listed at $369,000 · 165 days on market since
1948Built · ORANGE ESTATES

Reality check

What actually sold near 810 20TH AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1203 40TH AVENUE WSold · Mar ’26

$195,000

1203 40TH AVENUE W

2 bd · 2 ba · 1,195 sqft · $163/sqft · 3 DOM

3935 LAKE BAYSHORE DRIVE UNIT F-316Sold · Jul ’25

$135,000

3935 LAKE BAYSHORE DRIVE UNIT F-316

2 bd · 2 ba · 1,144 sqft · $118/sqft · 155 DOM

4155 HERON WAY UNIT E-301Sold · Mar ’26

$55,000

4155 HERON WAY UNIT E-301

2 bd · 2 ba · 1,144 sqft · $48/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 810 20TH AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 810 20TH AVENUE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

810 20TH AVENUE W FAQs

What would the monthly payment be for 810 20TH AVENUE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 810 20TH AVENUE W?+

The most recent tax bill on record (2025) was $3,140. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 810 20TH AVENUE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $334,900, this home is listed about 15% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 810 20TH AVENUE W?+

G D Rogers Garden- Bullock Elementary (elementary), Southeast High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$334,900 runs 98% above the BRADENTON 34205 median.

02Time on market is leverage

165 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $369,000, now $334,900 — a $34K cut. The full history is in the market section below.

Listing courtesy of PREFERRED SHORE LLC · Rigo Rivera. MLS #A4682057.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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