Steeve Cadeau
$149,900$175,0002 bd2 ba1,280 sqft$117 /sqft$1,934 /mo all-in ↓

5400 34TH STREET W UNIT D16, BRADENTON, FL, 34210

Active172 days on marketListed Feb 13, 2026MLS #A4681725

Priced 25% below the BRADENTON 34210 medianReduced $25KCondominiumMORTON VILLAGE

About this home

5400 34TH STREET W UNIT D16

PRICE IMPROVEMENT! Featuring a popular split-plan layout, this 2-bedroom, 2-bathroom one story 1st floor VILLA (no one above or below you) offers the perfect balance of privacy and togetherness. The moment you step inside, you’ll be struck by the airy, open feel of the vaulted ceilings and a spacious floor plan. You will even have your own CARPORT out front! The heart of the home flows seamlessly out to a large screened lanai. Whether you’re sipping your morning coffee or unwinding with a book in the evening, the serene pond view provides a backdrop of pure tranquility. This condo is being sold TURNKEY FURNISHED, so you can start enjoying the Florida lifestyle from day one. It even includes a full-sized washer and dryer in a dedicated laundry and storage room conveniently located off the lanai. While it’s ready to go, there is plenty of potential to add your own personal touch and truly make it yours. Located in a vibrant 55+ community, you’ll have access to a lifestyle that keeps you as active or as relaxed as you choose. Take a dip in one of the two sparkling pools, challenge your neighbors to a game of shuffleboard, or head over to the clubhouse for social events. The grounds are beautifully maintained, featuring winding paths and scenic ponds throughout. Emotional support and service pets allowed. Location is everything, and this villa puts you exactly where you want to be. You are just a short drive away from: Pristine Gulf beaches for sunset strolls. A variety of local restaurants, premium shopping and convenient to the Sarasota/Bradenton airport making travel or hosting family a breeze!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,280

Sqft

0 ac

Lot size

1979

Year built

One

Levels

$117

Per sqft

Water viewTurnkey55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Split Bedroom · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
ViewWater
FacesWest
ExteriorSliding Doors · Storage

Community & fees

HOA fee$585/mo
Taxes (2024)$2,881/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Pool

Utilities & systems

UtilitiesCable Available · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,934 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2024 actual bill$240
Condo fee — from the listing$585
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,934/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$240
HOA / condo fee$585
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$144KedgeAI estimate $193,098 · range $185K$216K$225K

vs edgeAI estimate

−22.4%

$/sqft vs Bradenton actives

$117 vs $249

Days on market

172 vs 55 typical

Where $117/sqft sits among the 400 Bradenton actives

89 · this home
109
89
50
25
38
$117–182$182–246$246–311$311–375$375–440$440+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 5400 34TH STREET W UNIT D16

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $149,900 $25K
Feb 13, 2026Listed at $175,000 · 172 days on market since
1979Built · MORTON VILLAGE

Reality check

What actually sold near 5400 34TH STREET W UNIT D16

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5400 34TH STREET W UNIT B17Sold · Apr ’26

$150,000

5400 34TH STREET W UNIT B17 · same community

2 bd · 2 ba · 1,280 sqft · $117/sqft · 107 DOM

5400 34TH STREET W UNIT D12Sold · Dec ’25

$165,000

5400 34TH STREET W UNIT D12 · same community

2 bd · 2 ba · 1,280 sqft · $129/sqft · 31 DOM

5400 34TH ST W UNIT F16Sold · Nov ’25

$161,000

5400 34TH ST W UNIT F16 · same community

2 bd · 2 ba · 1,280 sqft · $126/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5400 34TH STREET W UNIT D16 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5400 34TH STREET W UNIT D16 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

5400 34TH STREET W UNIT D16 FAQs

What would the monthly payment be for 5400 34TH STREET W UNIT D16?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,934/mo — principal and interest, the actual property-tax bill, the $585/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5400 34TH STREET W UNIT D16?+

The association fee works out to $585 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5400 34TH STREET W UNIT D16?+

The most recent tax bill on record (2024) was $2,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5400 34TH STREET W UNIT D16?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $149,900, this home is listed about 62% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5400 34TH STREET W UNIT D16?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON 34210 market on paper

$149,900 is 25% below the BRADENTON 34210 median of $199,700, and at $117/sqft it sits under the Bradenton average of $263.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $585/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

172 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $175,000, now $149,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Lynda Ellinger, PA. MLS #A4681725.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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