3715 45TH TERRACE W UNIT 103, BRADENTON, FL, 34210
Active173 days on marketListed Feb 2, 2026MLS #A4680980
About this home
3715 45TH TERRACE W UNIT 103
Enjoy spectacular lakefront living in this beautifully refreshed 2-bedroom + den, 2.5-bath townhome offering 1,429 sq. ft. in the gated Lakeside Village community. Recent updates make this home truly move-in ready, including new flooring, fresh interior paint, new stainless steel appliances, and updated lighting—all complementing the bright, coastal feel and serene water views. The flexible den/office space is perfect for working from home, a reading nook, or extra guest space, while the thoughtful floor plan provides comfortable separation between living areas and bedrooms. Step out and unwind while taking in the peaceful lake setting—your favorite spot for morning coffee or evening breezes. Lakeside Village offers a convenient, maintenance-minded lifestyle with community pool and an ideal Bradenton location close to shopping, dining, IMG Academy, and the Gulf beaches. Offered unfurnished so you can make it your own—schedule your showing and come see the view for yourself!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,429
Sqft
19.26 ac
Lot size
2007
Year built
Two
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,869 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,869/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$161 vs $238
Days on market
173 vs 53 typical
Where $161/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
193 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3715 45TH TERRACE W UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$209,540
3707 45TH TERRACE W UNIT 104 · same community
2 bd · 2.5 ba · 1,429 sqft · $147/sqft · 97 DOM
Sold · Apr ’26$230,000
3707 45TH TERRACE W UNIT 101 · same community
3 bd · 2.5 ba · 1,200 sqft · $192/sqft · 94 DOM
Sold · Aug ’25$206,000
3609 45TH TERRACE W UNIT 102 · same community
3 bd · 2.5 ba · 1,200 sqft · $172/sqft · 329 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3715 45TH TERRACE W UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3715 45TH TERRACE W UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3715 45TH TERRACE W UNIT 103 FAQs
What would the monthly payment be for 3715 45TH TERRACE W UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3715 45TH TERRACE W UNIT 103?+
The most recent tax bill on record (2025) was $3,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3715 45TH TERRACE W UNIT 103?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $230,000, this home is listed about 42% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Bradenton market on paper
$230,000 is 42% below the Bradenton median of $395,740, and at $161/sqft it sits under the Bradenton average of $264.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
173 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $235,000, now $230,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Vincent Vizzaccaro, Pa. MLS #A4680980.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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