Steeve Cadeau
$13,995,000$14,995,0004 bd4.5 ba6,616 sqft$2,115 /sqft$84,478 /mo all-in ↓

6489 GULFSIDE ROAD, LONGBOAT KEY, FL, 34228

Active188 days on marketListed Jan 16, 2026MLS #A4677413

Reduced $1.0MNew constructionWaterfrontPrivate poolSingle Family ResidenceSLEEPY LAGOON

About this home

6489 GULFSIDE ROAD

This Seaward Homes Curated Collection residence at 6489 Gulfside is ready for occupancy. Enjoy the ultimate Longboat Key lifestyle with your own direct Gulf-front private access and stunning views of the Gulf of Mexico. Designed by DSDG Architects, this home epitomizes exceptional quality and attention to detail. Come and witness the cutting edge of enhanced hurricane construction, wander and enjoy the exquisite staging by Clive Daneil Homes. Situated on a coveted 90' Gulf/Beach-front lot, the property offers soft sands, endless Gulf views, and miles of walkability. In 2025, Longboat Key completed a significant beach re-nourishment project, giving Gulfside Road homeowners one of the widest and deepest stretches of beach on the entire island. Equally notable, Gulfside Road is one of the rare Gulf-side streets set back from the main highway, offering a tranquil, private environment that feels worlds away from the activity of Gulf of Mexico Drive. The main house, elevated over 15 feet, features 11' ceilings, four oversized en-suite bedrooms, and more than 6,600 sq ft of air-conditioned living space, including a grade-level, air-conditioned multipurpose room that can be tailored for wellness, fitness, or a variety of additional lifestyle needs. The wide-open floor plan, generous room sizes, and large impact-rated safety glass sliding doors and windows fill the home with natural light. Two nearly 40' terraces on the main and second floors provide ideal spaces to enjoy the outdoor island lifestyle and breathtaking Gulf views. Interior finishes by Studio G Homes elevate luxury living to the next level. The interior finishes include large-format porcelain tile and hardwood flooring, Italian-imported cabinetry, a custom floating steel-and-wood staircase, a three-stop elevator, 8' solid interior doors, high-efficiency mechanical systems, a top-of-the-line Thermador™ appliance package, AXOR™ and Hansgrohe™ plumbing fixtures, temperature-controlled wine storage, and detailed AV, lighting control, and security systems. Exterior features include solid concrete and masonry construction on all floors, a deep concrete piling foundation for added strength, Longboard™ premium aluminum architectural details, and a fine light-sand exterior stucco finish. The resort-like pool area and custom spa are surrounded by a lush tropical landscape package. The garage accommodates four cars, with the option to add car lifts. Longboat Key, an 11-mile barrier island, is just minutes from St. Armands Circle and downtown Sarasota. The Sarasota Bradenton International Airport is approximately 25 minutes away. Embrace the opportunity to own this unparalleled residence and experience the pinnacle of coastal luxury living.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

6,616

Sqft

0.51 ac

Lot size

4

Garage

2026

Year built

Three Or More

Levels

$2,115

Per sqft

Private poolWaterfrontFireplacePool & Water view

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Dryer · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorDry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Sauna · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room · Other · Upper Level
CoolingCentral Air · Other · Zoned
HeatingElectric · Natural Gas

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Stucco
FoundationBlock · Concrete Perimeter · Stilt/On Piling
ViewPool · Water
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level · Off Street · Other · Split Garage · Tandem
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$42,641/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$84,478 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$75,516
PMI (est., until 20% equity)$5,248
Property tax — 2025 actual bill$3,553
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,399,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,399,500
Interest rate6.00%
Loan term

Estimated payment

$84,478/mo

Principal & interest$75,516
PMI (est., until 20% equity)$5,248
Property taxes (actual bill)$3,553
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Longboat Key

Map of 6489 GULFSIDE ROAD

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2053% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $13,995,000 $1.0M
Jan 16, 2026Listed at $14,995,000 · 188 days on market since
2026Built · SLEEPY LAGOON

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6489 GULFSIDE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6489 GULFSIDE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

6489 GULFSIDE ROAD FAQs

What would the monthly payment be for 6489 GULFSIDE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $84,478/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6489 GULFSIDE ROAD?+

The most recent tax bill on record (2025) was $42,641. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6489 GULFSIDE ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $13,995,000, this home is listed about 1358% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6489 GULFSIDE ROAD?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$13,995,000 runs 2053% above the LONGBOAT KEY 34228 median — but at 6,616 sqft it's also nearly 4 times the size of the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $14,995,000, now $13,995,000 — a $1.0M cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Nicholle McKiernan. MLS #A4677413.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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