1620 FAIRWAY TRACE UNIT A, PALMETTO, FL, 34221
Active220 days on marketListed Dec 16, 2025MLS #A4674445
About this home
1620 FAIRWAY TRACE UNIT A
You're gonna love this 3 Bedroom 2 Bath, furnished, end unit on ground Floor. Situated in a quiet community with 10 Owners next to their private pool with a grill for your perusal! A Gated Community "maintenance free" executive Golf Community. Golf course views. One carport parking in front, guest parking available. Steps to the active Clubhouse with additional amenities & fees. Full-time Restaurant with fine dining, pub, tiki bar. pool, pro-shop for the avid Golfer, tennis, pickleball, nature trail through the mangrove estuary, fishing pier, all within this hidden paradise of a community! Easy access to the beautiful sandy beaches, Tampa & Sarasota Airports, lots of restaurants & shopping galore.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,298
Sqft
1.83 ac
Lot size
1994
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$204 vs $206
Days on market
220 vs 55 typical
Where $204/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
211 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1620 FAIRWAY TRACE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$184,900
6549 SE Federal Highway # 204, Stuart FL 34997 · same community
2 bd · 2 ba · 967 sqft · $191/sqft · 50 DOM
Sold · Mar ’26$225,000
68 EDESSA DRIVE
2 bd · 2 ba · 1,296 sqft · $174/sqft · 0 DOM
Sold · Mar ’26$290,000
1216 26TH AVENUE W
3 bd · 2 ba · 1,296 sqft · $224/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1620 FAIRWAY TRACE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1620 FAIRWAY TRACE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1620 FAIRWAY TRACE UNIT A FAQs
What would the monthly payment be for 1620 FAIRWAY TRACE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1620 FAIRWAY TRACE UNIT A?+
The most recent tax bill on record (2024) was $4,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1620 FAIRWAY TRACE UNIT A?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $264,900, this home is listed about 34% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Palmetto market on paper
$264,900 is 34% below the Palmetto median of $399,000, and at $204/sqft it sits under the Palmetto average of $234.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
220 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $275,000, now $264,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TIM LESTER INTERNAT'L REALTY · Jayne Carter. MLS #A4674445.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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