
910 BAYSHORE DRIVE, TERRA CEIA, FL, 34250
Active179 days on marketListed Jan 26, 2026MLS #A4674151
About this home
910 BAYSHORE DRIVE
One or more photo(s) has been virtually staged. Welcome to Terra Ceia Island, one of Manatee County's best-kept secrets, where the timeless charm of "Old Florida" meets modern waterfront living. Surrounded by the 24,000-acre Terra Ceia Aquatic Preserve and nearby conservation lands, this peaceful island community offers a rare lifestyle defined by protected waters, abundant wildlife, and natural beauty that remains largely untouched by overdevelopment. Whether your weekends are spent boating, fishing, kayaking, paddleboarding, biking, photographing nature, or simply relaxing in the Florida sunshine, this newly renovated 3-bedroom, 2-bath home is designed to embrace it all. Thoughtfully reimagined with additional living space, the bright and open floor plan is anchored by a brand-new kitchen featuring custom cabinetry, a waterfall island, coffee bar, farmhouse sink, new fixtures, hardware, disposal, and the unique opportunity to select the appliances that best fit your style. A newly added Florida room, filled with natural light through brand-new hurricane-impact windows and a large sliding glass door, creates the perfect space for morning coffee, evening cocktails, or unwinding after a day on the water. Major improvements have already been completed, including a durable metal roof, new hurricane-rated front entry system, insulated hurricane-resistant garage door with windows, new interior doors and hardware, updated bathroom vanities, fixtures and mirrors, recessed lighting throughout, fresh high-grade exterior paint, new exterior lighting, updated house numbers, and refreshed shell landscaping for exceptional curb appeal. Outside, your private coastal retreat awaits with a brand-new heated saltwater pool and spa featuring underwater lighting, a new travertine pool deck with room for future expansion, and a newly constructed dock designed for entertaining or future boat lift installation, along with a dedicated kayak, paddleboard, and jet ski launch that makes enjoying the waterfront effortless. What truly sets this property apart is the opportunity it offers! The significant renovations and major investments have already been completed, allowing the next owner to personalize the finishing touches, whether by selecting interior paint colors, expanding the outdoor entertaining space, enhancing the landscaping, or creating their own vision of coastal living. Conveniently located just 15 minutes from Downtown Bradenton, 20-25 minutes from Downtown St. Petersburg, approximately 30 minutes to the UTC shopping and dining district, and 35-45 minutes from the white-sand beaches of Anna Maria Island, this is a rare opportunity to own a beautifully renovated waterfront home in one of Florida's most naturally preserved island communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,113
Sqft
0.35 ac
Lot size
2
Garage
1974
Year built
One
Levels
$603
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,099 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,099/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+82.4%
$/sqft vs Terra Ceia actives
$603 vs $493
Days on market
179 vs 58 typical
Where $603/sqft sits among the 9 Terra Ceia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$470K → $1.3M
Terra Ceia median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 9
Terra Ceia actives have cut their price
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 910 BAYSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
25 MICHIANA DRIVE · same community
3 bd · 2 ba · 1,456 sqft · $182/sqft · 138 DOM
Sold · May ’26$1,180,000
455 HORSESHOE LOOP ROAD · same community
4 bd · 3.5 ba · 3,298 sqft · $358/sqft · 11 DOM
Sold · Feb ’26$800,000
4904 COMMONWEALTH RD.
3 bd · 2 ba · 2,324 sqft · $344/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 910 BAYSHORE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 910 BAYSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
910 BAYSHORE DRIVE FAQs
What would the monthly payment be for 910 BAYSHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,099/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 910 BAYSHORE DRIVE?+
The most recent tax bill on record (2024) was $7,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 910 BAYSHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $1,274,000, this home is priced right at the Terra Ceia median.
Which schools are assigned to 910 BAYSHORE DRIVE?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,274,000 runs 57% above the TERRA CEIA 34250 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
179 days on market against a Terra Ceia median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,399,000, now $1,274,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Janette Schafer. MLS #A4674151.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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