Steeve Cadeau
$679,000$710,0004 bd4 ba3,853 sqft$176 /sqft$4,644 /mo all-in ↓

21632 HIDDEN CREEK, MOUNT DORA, FL, 32757

Active235 days on marketListed Nov 30, 2025MLS #A4673135

Reduced $31KSingle Family ResidenceSULLIVAN RANCH SUB

About this home

21632 HIDDEN CREEK

Nestled in the sought-after Sullivan Ranch community of Mount Dora, this gorgeous 4-bedroom, 4-bathroom single-family home offers 3,853 sq. ft. of living space on a beautiful 0.30-acre lot. Step inside and be immediately drawn to breathtaking views, and expansive living areas designed for both grand entertaining and intimate family moments. Each space offers stunning views, private retreats, comfort and tranquility for everyone. For those who work from home, this home offers lots of space and magnificent views, a perfect environment for productivity and focus. The beauty of this property extends outdoors. Step outside to enjoy the serene surroundings of Hidden Creek, where mature trees and quiet streets create a peaceful retreat. Imagine waking up to the serene beauty right in your backyard. This Mount Dora gem offers the unique benefit of having a "touch of Florida magic". Mount Dora is renowned for its vibrant community and abundance of amenities. Known as "Festival City," you'll enjoy a year-round calendar of events, from art festivals and wine walks to the annual Blueberry Fest. The charming Downtown Mount Dora area, just a short drive away, offers an array of unique shops, antique stores, art galleries, and diverse dining options—many with outdoor seating, allowing you to savor the ambiance of this "entertainment district." Outdoor enthusiasts will appreciate the proximity to Lake Dora, offering opportunities for boating, fishing, and eco-tours through the scenic Dora Canal. Nearby parks like Gilbert Park and Palm Island Park provide ample green space for picnics and leisurely strolls, while the iconic Mount Dora Lighthouse is a local landmark. For recreation, you'll find various parks with facilities for baseball, basketball, tennis, disc golf, and even a dog park. Renninger's Flea and Farmer's Market, a massive outdoor and indoor market, is also a local favorite for unique finds and fresh produce. Besides being located in the desirable Hidden Creek community, you’re only a short drive from the magic of Walt Disney World, Universal Studios, and Orlando’s vibrant entertainment scene. Imagine enjoying a day at the parks and returning home to your serene oasis in Mount Dora. The location is unbeatable. In just about an hour, you can sink your toes into the sands of Daytona Beach, or head west for a weekend escape to Tampa’s Gulf Coast beaches. After a day of sun and surf, return to the peaceful retreat of Hidden Creek, where quiet streets and mature trees create a serene atmosphere. Whether you’re looking for a forever home or an investment in one of Central Florida’s most desirable areas, 21632 Hidden Creek Ln delivers elegance, space, lifestyle and the best of Florida living: small-town charm, nearby big-city excitement, and easy access to world-class beaches.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,853

Sqft

0.3 ac

Lot size

3

Garage

2008

Year built

Two

Levels

$176

Per sqft

FireplacePets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Trash Compactor
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ExteriorGarden

Community & fees

HOA fee$178/mo
Taxes (2025)$4,652/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,644 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,664
PMI (est., until 20% equity)$255
Property tax — 2025 actual bill$388
HOA fee — from the listing$178
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,900
Interest rate6.00%
Loan term

Estimated payment

$4,644/mo

Principal & interest$3,664
PMI (est., until 20% equity)$255
Property taxes (actual bill)$388
HOA / condo fee$178
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $679K
$505KedgeAI estimate $856,211 · range $526K$1.7M$1.7M

vs edgeAI estimate

−20.7%

Days on market

235 vs 50 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sullivan Ranch

Map of 21632 HIDDEN CREEK inside its neighborhood boundary

Drive times from this address

Downtown Orlando38 min
Universal Orlando41 min
Walt Disney World47 min
Orlando Int’l Airport (MCO)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Sullivan Ranch — neighborhood snapshot

Population

1,732

Median age

37

Median income

$74,924

Median home value

$340,300

Avg household

3

Households w/ children

225

For the school run

Lake County School District

ElementaryRound Lake Charter School★★★★★
HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $679,000 $31K
Nov 30, 2025Listed at $710,000 · 235 days on market since
2008Built · SULLIVAN RANCH SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 21632 HIDDEN CREEK — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21632 HIDDEN CREEK — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

21632 HIDDEN CREEK FAQs

What would the monthly payment be for 21632 HIDDEN CREEK?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,644/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21632 HIDDEN CREEK?+

The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21632 HIDDEN CREEK?+

The most recent tax bill on record (2025) was $4,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21632 HIDDEN CREEK?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $679,000, this home is listed about 44% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 21632 HIDDEN CREEK?+

Round Lake Charter School (elementary), Mt. Dora High School (high), Mt. Dora Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$679,000 runs 51% above the MOUNT DORA 32757 median — but at 3,853 sqft it's also nearly twice the size of the typical Mount Dora listing.

02Time on market is leverage

235 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Round Lake Charter School, Mt. Dora High School, Mt. Dora Middle School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $710,000, now $679,000 — a $31K cut. The full history is in the market section below.

Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4673135.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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