1400 WATER VIEW DRIVE W UNIT 202, LARGO, FL, 33771
Active288 days on marketListed Oct 15, 2025MLS #A4668596
About this home
1400 WATER VIEW DRIVE W UNIT 202
Virtually Staged. THE ULTIMATE PRIVATE RETREAT. |Top-Floor 3BR with Private Entry, Garage & Panoramic Lake Views. Enjoy the privacy and space of a single-family home with the effortless lifestyle a maintenance-free condo. Tucked at the end of the street in the greenery. Just 6 miles from the sands of Indian Rock Beach and close to several local parks. The only traffic past your door is for the immediate residents. A private staircase leads directly to your own front balcony entrance – meaning no shared hallways, and minimal foot traffic. Your generously-sized 140 sq ft screened rear balcony overlooks tranquil lake and golf course – with no rear neighbors. It’s the perfect spot for morning coffee or evening relaxation in complete privacy. LIGHT, SPACE & VOLUME: Top-floor living means no exterior walkways shade you windows. Combined with extra-tall ceilings, and an open-concept layout and home feels airy, expansive, and bright. OVERSIZED PRIVATE GARAGE: includes a wifi opener, private driveway, and attic storage. TRUE SPLIT FLOORPLAN: for families or guests. The primary suite is separated from the other two bedrooms and features direct access to the rear balcony, a walk-in closet, and dual sinks. 30 SECOND STORM PREP: Premium motorized hurricane shutters on the rear balcony protect your home at the push of a button. AND with no flood zone designation, flood insurance is NOT required – one less thing to worry about. ROCK SOLID HOA: Healthy reserves and a monthly fee that covers Community Pool, Meeting Room, Exterior Insurance (including roof), All Exterior Maintenance, Cable, TV, Water, Sewer, and Trash. STABLE COMMUNITY: Enjoy a quiet, owner-centric atmosphere thanks to a two-year ownership requirement before renting and a six-month lease minimum. Inside, the kitchen features stainless steel appliances, eat-in space, a pantry, recessed lighting, and a breakfast bar that opens to the great room. An inside laundry room with utility sink and a newer whole-house water softening system round out the thoughtful conveniences. This is the rare Florida condo that truly lives like a home – private, peaceful, and move-in ready. Schedule your showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,520
Sqft
1
Garage
2003
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,297 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,297/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.8%
$/sqft vs Largo actives
$174 vs $238
Days on market
288 vs 42 typical
Where $174/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water View Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Water View Estates — neighborhood snapshot
Population
1,295
Median age
63
Median income
$70,547
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 WATER VIEW DRIVE W UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$299,700
1440 WATER VIEW DRIVE W UNIT 105 · same community
3 bd · 2 ba · 1,520 sqft · $197/sqft · 67 DOM
Sold · May ’26$315,000
1440 WATER VIEW DRIVE W UNIT 101 · same community
3 bd · 2 ba · 1,520 sqft · $207/sqft · 8 DOM
Sold · Jul ’26$529,000
9320 126TH AVENUE
3 bd · 2 ba · 1,538 sqft · $344/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 WATER VIEW DRIVE W UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 WATER VIEW DRIVE W UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1400 WATER VIEW DRIVE W UNIT 202 FAQs
What would the monthly payment be for 1400 WATER VIEW DRIVE W UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1400 WATER VIEW DRIVE W UNIT 202?+
The most recent tax bill on record (2024) was $5,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1400 WATER VIEW DRIVE W UNIT 202?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $265,000, this home is listed about 2% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 WATER VIEW DRIVE W UNIT 202?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$265,000 runs 19% above the LARGO 33771 median — but at 1,520 sqft it's also 24% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
288 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $332,500, now $265,000 — a $68K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE REAL ESTATE STORE · William Kelly. MLS #A4668596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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