4922 TREELINE DRIVE, PALM HARBOR, FL, 34683
Active289 days on marketListed Oct 8, 2025MLS #A4667803
About this home
4922 TREELINE DRIVE
Under Construction. Welcome to the elegant Tidal floor plan, a thoughtfully designed 4-bedroom, 3-bathroom home that blends modern luxury with everyday comfort—located in the sought after, amenity-rich Innisbrook Resort community. This beautifully crafted residence features the primary suite on the first level, offering convenience and privacy, along with designer-appointed finishes throughout that elevate the home’s timeless appeal. The open-concept living spaces flow seamlessly from the gourmet kitchen to the great room, creating an ideal setting for both relaxing and entertaining. Upstairs, a spacious loft provides additional living and entertaining space, perfect for a media room, game room, or secondary lounge. Set within the exclusive Innisbrook community, residents enjoy unparalleled access to 6 resort-style pools, 4 championship golf courses, 4 on-site restaurants, a full-service spa, fitness center, tennis and racquet sports facilities, and more - all within a gated, beautifully maintained environment. Schedule your private appointment today to experience the Tidal floor plan and discover the luxury lifestyle that awaits you at Montrose at Innisbrook.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,920
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$376
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,902 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,910/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Palm Harbor actives
$376 vs $259
Days on market
289 vs 42 typical
Where $376/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
207 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 173% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4922 TREELINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,367,934
1878 HAVENLY RIDGE · same community
4 bd · 3 ba · 2,849 sqft · $480/sqft · 0 DOM
Sold · Apr ’26$1,300,000
4915 TREE LINE DRIVE · same community
4 bd · 3 ba · 3,146 sqft · $413/sqft · 32 DOM
Sold · Jul ’26$643,000
1952 HILLSONG TERRACE · same community
3 bd · 2.5 ba · 2,235 sqft · $288/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4922 TREELINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4922 TREELINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4922 TREELINE DRIVE FAQs
What would the monthly payment be for 4922 TREELINE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,902/mo — principal and interest, estimated property taxes, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4922 TREELINE DRIVE?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4922 TREELINE DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4922 TREELINE DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,099,000, this home is listed about 193% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4922 TREELINE DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,000 runs 173% above the PALM HARBOR 34683 median — but at 2,920 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Time on market is leverage
289 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,257,691, now $1,099,000 — a $159K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA TBI REALTY LLC · Ambria Feth. MLS #A4667803.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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