Steeve Cadeau
$599,9002 bd2 ba1,327 sqft$452 /sqft$3,758 /mo all-in ↓

4901 SW 97th Ave, Miami FL 33165, MIAMI, FL, 33165

Active22 days on marketListed Jul 16, 2026MLS #A12054471

Single Family ResidenceMILLER HEIGHTS SEC 5

About this home

4901 SW 97th Ave, Miami FL 33165

Charming corner-lot home in the highly desirable Westchester area! This 2-bedroom, 2-bath residence features an excellent layout, four spacious closets, and abundant natural light throughout. A large sliding glass door showcases beautiful views of the lush tropical backyard, offering the perfect setting for a future pool and outdoor entertainment area. The versatile family room provides great potential for conversion into a private in-law suite. Additional highlights include an existing boat/trailer parking pad with direct gated access. Conveniently located near major highways, FIU, top-rated schools, shopping plazas, parks, and more. Contact the listing agent to schedule a tour and/or for details.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,327

Sqft

1959

Year built

$452

Per sqft

Garden view

Inside

FlooringTile
AppliancesDisposal · Dryer · Electric Range · Gas Water Heater · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Walk-In Closet(s) · Family Room · Storage · Utility Room/Laundry
LaundryUtility Room/Laundry · Washer/Dryer Hook-Up
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete Block Construction · CBS Construction
ViewGarden
FacesNorthwest
ParkingDriveway · Other · Rv/Boat Parking
ExteriorRoom For Pool

Community & fees

Taxes (2025)$1,633/yr
CommunitySidewalks

Utilities & systems

WaterMunicipal Water · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,758 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$136
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$3,758/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$136
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$576KedgeAI estimate $1,077,816 · range $821K$1.2M$1.2M

vs edgeAI estimate

−44.3%

$/sqft vs Miami actives

$452 vs $513

Days on market

22 vs 66 typical

Where $452/sqft sits among the 400 Miami actives

158
105 · this home
54
29
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 4901 SW 97th Ave, Miami FL 33165

Get to know Miami. See the full Miami guide →

MIAMI 33165 — neighborhood snapshot

Population

50,471

Median age

49.7

Median income

$84,086

Median home value

$476,100

Avg household

2.87

Households w/ children

4,447

For the school run

Dade County School District

HighSouthwest Miami Senior High★★★★★
MiddleGlades Middle School★★★★★
Instructional Center System Wide
District Instructional Center (Dic)
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the MIAMI 33165 median. See the full Miami market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $599,900 · 22 days on market since
1959Built · MILLER HEIGHTS SEC 5

Reality check

What actually sold near 4901 SW 97th Ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5250 SW 96th Ave, Miami FL 33165Sold · Oct ’25

$750,000

5250 SW 96th Ave, Miami FL 33165 · same community

3 bd · 2 ba · 1,387 sqft · $541/sqft · 13 DOM

5820 SW 108th Pl, Miami FL 33173Sold · Mar ’26

$705,000

5820 SW 108th Pl, Miami FL 33173

3 bd · 2 ba · 1,316 sqft · $536/sqft · 8 DOM

4630 SW 97th Ave, Miami FL 33165Sold · Mar ’26

$610,000

4630 SW 97th Ave, Miami FL 33165

3 bd · 2 ba · 1,339 sqft · $456/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4901 SW 97th Ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4901 SW 97th Ave — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Goes straight to Steeve’s phone and CRM.

Straight answers

4901 SW 97th Ave FAQs

What would the monthly payment be for 4901 SW 97th Ave, Miami FL 33165?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,758/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4901 SW 97th Ave, Miami FL 33165?+

The most recent tax bill on record (2025) was $1,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $599,900, this home is listed about 2% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4901 SW 97th Ave, Miami FL 33165?+

Southwest Miami Senior High (high), Glades Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Luxe Properties · Adry Bonet. MLS #A12054471.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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