7312 Gary Ave, Miami Beach FL 33141, MIAMI BEACH, FL, 33141
Active32 days on marketListed Jul 8, 2026MLS #A12045956
About this home
7312 Gary Ave, Miami Beach FL 33141
Rare fee-simple North Beach townhome with **NO HOA fees** and no association approval process. This unique 3-bedroom, 2.5-bath residence offers **1,632 SF of living area** on a deeded **1,380 SF lot** in Park View Island. Features include marble floors, remodeled interiors, blackout shades, separate laundry room, impact windows/doors, gas and electric utilities, and flexible ownership with no monthly association fee. Ideal for end-users or investors seeking a Miami Beach property with more control than a traditional condo. Located near Ocean Terrace, North Shore Park & Recreation, the beach boardwalk, free trolley, restaurants, cafés, banks, grocery/farmers market options, dog parks, and the growing North Beach redevelopment corridor. Buyer to verify all zoning, rental use, city requirements, and property details.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,632
Sqft
2
Garage
1956
Year built
$545
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,347 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,347/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami Beach actives
$545 vs $728
Days on market
32 vs 91 typical
Where $545/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Get to know Miami Beach. See the full Miami Beach guide →
North Beach — neighborhood snapshot
Population
13,497
Median age
46
Median income
$32,213
Median home value
$316,046
Avg household
2
Households w/ children
1,027
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 456% above the MIAMI BEACH 33141 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7312 Gary Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,500,000
7286 Gary Ave, Miami Beach FL 33141 · same community
3 bd · 3 ba · 1,632 sqft · $919/sqft · 21 DOM
Sold · May ’26$585,000
7270 Gary Ave, Miami Beach FL 33141 · same community
3 bd · 2 ba · 1,632 sqft · $358/sqft · 120 DOM
Sold · Sep ’25$553,000
7342 Gary Ave, Miami Beach FL 33141 · same community
4 bd · 3 ba · 1,632 sqft · $339/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7312 Gary Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7312 Gary Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7312 Gary Ave FAQs
What would the monthly payment be for 7312 Gary Ave, Miami Beach FL 33141?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7312 Gary Ave, Miami Beach FL 33141?+
The most recent tax bill on record (2025) was $12,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Beach?+
At $890,000, this home is listed about 37% above the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7312 Gary Ave, Miami Beach FL 33141?+
Biscayne Beach Elementary School (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of US Habitat Group · Jeannette Aguilar. MLS #A12045956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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