Steeve Cadeau
$1,299,0004 bd3 ba2,816 sqft$461 /sqft$8,500 /mo all-in ↓

13562 SW 109th Pl, Miami FL 33176, MIAMI, FL, 33176

Active29 days on marketListed Jul 13, 2026MLS #A12045640

Single Family ResidenceMARY ANN ESTATES 1ST ADDN

About this home

13562 SW 109th Pl, Miami FL 33176

Nestled in highly desirable Mary Ann Estates, just west of The Falls in unincorporated Miami-Dade County,this spacious residence offers an exceptional opportunity to create your dream home.Situated on an oversized 17,377-square-foot cul-de-sac lot,the property features a new shingle roof (2024),no flood zone,recently painted,a sparkling swimming pool & a desirable floor plan w/4BR, 3BA, a laundry room, and a 2-car side-entry garage.The welcoming circular driveway w/porte cochère provides impressive curb appeal,while the expansive kitchen and generous living spaces offer endless potential for modern updates.The oversized primary suite features a large bathroom ready for your custom renovation.With solid bones, an outstanding location, and plenty of room to add your personal style,this is a rare opportunity in one of the area's most established neighborhoods.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,816

Sqft

2

Garage

1990

Year built

$461

Per sqft

Garden & Pool view

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · French Doors · Roman Tub · Stacked Bedroom · Volume Ceilings · Walk-In Closet(s) · Family Room · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewGarden · Pool
FacesEast
ParkingCircular Driveway

Community & fees

Taxes (2025)$10,120/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,500 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$843
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,500/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$843
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.0MedgeAI estimate $1,257,681 · range $1.0M$1.8M$1.9M

vs edgeAI estimate

+3.3%

$/sqft vs Miami actives

$461 vs $513

Days on market

29 vs 66 typical

Where $461/sqft sits among the 400 Miami actives

158
104 · this home
54
30
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 13562 SW 109th Pl, Miami FL 33176

Get to know Miami. See the full Miami guide →

MIAMI 33176 — neighborhood snapshot

Population

52,190

Median age

41.3

Median income

$80,437

Median home value

$568,400

Avg household

2.7

Households w/ children

5,601

For the school run

Dade County School District

ElementaryLeewood K-8 Center★★★★
HighMiami Killian Senior High School★★★★★
MiddlePalmetto Middle School★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 430% above the MIAMI 33176 median. See the full Miami market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $1,299,000 · 29 days on market since
1990Built · MARY ANN ESTATES 1ST ADDN

Reality check

What actually sold near 13562 SW 109th Pl

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13620 SW 104th Ave, Miami FL 33176Sold · Apr ’26

$1,215,000

13620 SW 104th Ave, Miami FL 33176 · same community

4 bd · 2.5 ba · 2,403 sqft · $506/sqft · 130 DOM

10341 SW 140th St, Miami FL 33176Sold · Jan ’26

$1,500,000

10341 SW 140th St, Miami FL 33176 · same community

5 bd · 3 ba · 3,646 sqft · $411/sqft · 27 DOM

15235 SW 99th Ct, Miami FL 33157Sold · Aug ’25

$740,000

15235 SW 99th Ct, Miami FL 33157

4 bd · 2.5 ba · 2,901 sqft · $255/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13562 SW 109th Pl — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13562 SW 109th Pl — before you fall in love.

See it in person

Schedule a tour

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Straight answers

13562 SW 109th Pl FAQs

What would the monthly payment be for 13562 SW 109th Pl, Miami FL 33176?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13562 SW 109th Pl, Miami FL 33176?+

The most recent tax bill on record (2025) was $10,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $1,299,000, this home is listed about 113% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13562 SW 109th Pl, Miami FL 33176?+

Leewood K-8 Center (elementary), Miami Killian Senior High School (high), Palmetto Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,299,000 runs 430% above the MIAMI 33176 median — but at 2,816 sqft it's also nearly twice the size of the typical Miami listing.

02Garden & Pool views

The garden and pool view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Leewood K-8 Center, Miami Killian Senior High School, Palmetto Middle School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Leewood K-8 Center rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS EWM Realty · Christine Stiphany. MLS #A12045640.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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