9308 Harding Ave, Surfside FL 33154, SURFSIDE, FL, 33154
Active101 days on marketListed Apr 14, 2026MLS #A12000559
About this home
9308 Harding Ave, Surfside FL 33154
Amazing land right in the heart of prestigious Surfside, the Miami most sought-after neighborhoods. this property is just one block from the beach and the community Center that offers beach services, pools, tennis courts & picnic area . This prime lot offers an exceptional canvas to build your dream home. Great potential. Enjoy the proximity to the beach and the luxury shopping and dinning, minutes from Bal Harbour Shops and places of Worship. Surfside is a relaxed small town with excellent schools.
Facts & features
The home at a glance
0.1286 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,941 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,941/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Surfside
Get to know Surfside. See the full Surfside guide →
SURFSIDE 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Surfside market
This home is listed 228% above the SURFSIDE 33154 median. See the full Surfside market guide →
Paper trail
This home's history
Reality check
What actually sold near 9308 Harding Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$4,350,000
9264 Dickens Ave, Surfside FL 33154 · same community
6 bd · 4.5 ba · 56 DOM
Sold · Mar ’26$1,450,000
300 N 93rd St, Surfside FL 33154 · same community
3 bd · 2 ba · 1,666 sqft · $870/sqft · 137 DOM
Sold · Mar ’26$1,325,000
9248 Dickens Ave, Surfside FL 33154 · same community
3 bd · 2 ba · 1,688 sqft · $785/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9308 Harding Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9308 Harding Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
9308 Harding Ave FAQs
What would the monthly payment be for 9308 Harding Ave, Surfside FL 33154?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,941/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9308 Harding Ave, Surfside FL 33154?+
The most recent tax bill on record (2025) was $14,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Surfside?+
At $1,145,000, this home is listed about 77% above the Surfside median of $647,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9308 Harding Ave, Surfside FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,145,000 runs 228% above the SURFSIDE 33154 median.
02Time on market is leverage
101 days on market against a Surfside median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,195,000, now $1,145,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Elite International Realty Inc · Clarissa Valdivia. MLS #A12000559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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