Neighborhood · Palmetto, Florida
Gulf & Bay Estates
Waterfront living where the Manatee River meets the bay
4
Homes for sale
$676,500
Median list price
$367
Avg price / sqft
172
Median days on market
Gulf & Bay Estates sits in the quiet northern reach of Manatee County, where the draw is water access and elbow room rather than crowds. Of the handful of homes trading here, most sit on or near the water — a pace that appeals to buyers who want boat-friendly Florida without the density of the bigger coastal enclaves. It's an easy drive up to Palmetto homes for sale proper, and neighboring pockets like West Ellenton and the Palmetto Historic District round out the local character.
For a buyer today, this is a thin, deliberate market. There are just four active listings with a median list price of $676,500, and homes here take their time — the median days on market runs about 172. Sellers who sold over the past year still captured roughly 97% of asking, so pricing discipline matters more than urgency. If waterfront doesn't fit, planned communities like Artisan Lakes Esplanade and Trevesta offer newer alternatives nearby.
Gulf & Bay Estates is a community in Palmetto, Florida.
Quick facts
$400,000 – $1.7M price range
1,744 sqft median home
$2/mo median HOA
7 sold in 12 months
Drive times
On the market now
Homes for sale in Gulf & Bay Estates
$400,000$430,000
2009 TARPON ROAD, PALMETTO
3 bd · 2 ba · 1,406 sqft
$1,699,000$1,799,000
4506 PINFISH LANE, PALMETTO
4 bd · 3.5 ba · 4,226 sqft
$675,000$689,000
4412 DOLPHIN LANE, PALMETTO
2 bd · 2 ba · 1,611 sqft
$678,000$680,000
4411 DOLPHIN LANE, PALMETTO
3 bd · 3 ba · 1,876 sqft
Every active listing inside the Gulf & Bay Estates boundary
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Browse Gulf & Bay Estates
By feature — on the live map
Where the market lives
The numbers that matter
The Gulf & Bay Estates market
7
Sold, last 12 months
$912,000
Median sold price
99%
Sale-to-list ratio
What sellers actually get vs asking
108 days
Median time to sell
Gulf & Bay Estates vs Palmetto
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 69.8% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Gulf & Bay Estates boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Gulf & Bay Estates is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Gulf & Bay Estates home
≈ $4,256/mo
$676,500 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$2/mo
Median HOA
From current listings inside the boundary
Population
440
Median age
66
Median income
$55,729
Median home value
$250,900
Beyond the listings
Living in Gulf & Bay Estates
Culture
Top 5% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Hobbies & Interests
Top 8% in the U.S.Dog Lovers
Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.
Hobbies & Interests
Top 11% in the U.S.Natural Beauty
This population marvels at the beauty of nature, and they want to capture every breath-taking scene.
Active
Top 20% in the U.S.Outdoor Adventures
Appreciating the outdoors, this population wants to actively engage with nature. Whether it's finding a new hiking trail or looking for the perfect spot to catch the sunset, they seek to explore the world around them.
Beliefs
Top 24% in the U.S.Mindfulness & Spirituality
Seeking peace and well-being through meditation, gratitude and spirituality.
Hobbies & Interests
Top 24% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Straight answers
Gulf & Bay Estates FAQs
Is Gulf & Bay Estates a good place to live?+
It suits buyers who prioritize water access and a low-key, low-density setting over walkable amenities. Three of the four active listings are on the water and two have pools, so the lifestyle here leans toward boating and outdoor living. Commuters should note Downtown Tampa is about 55 minutes out and Tampa International Airport around 59 minutes.
Is it expensive to buy here?+
It sits in the mid-to-upper tier for the Palmetto area, with a median list price of $676,500 and listings running from $400,000 up to $1,699,000. Average price per square foot is about $367 on a median home size near 1,744 square feet. One of the four active listings is priced above $1 million, reflecting the waterfront premium.
What do homes cost in Gulf & Bay Estates?+
Active listings show a median list price of $676,500, while the six homes sold over the past year closed at a median of $886,000 — a gap that reflects how much the waterfront properties drive values. Expect roughly $367 per square foot on average. Pricing varies widely based on water frontage and condition.
How is the market right now?+
It's a slow, low-inventory market with just four active listings and a median of about 172 days on market, so homes here sell to the right buyer rather than quickly. Over the past year six homes sold, with sellers averaging around 97% of their asking price. That combination rewards patient, well-informed buyers.
What about HOA fees and property taxes?+
HOA costs are minimal, with a median around $2 per month, so ongoing dues aren't a meaningful factor here. Property taxes run a median of about $5,763 per year. Waterfront parcels can carry higher assessments, so confirm the specifics on any home you're considering.
Keep exploring
More Palmetto neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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